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8349.T$1335.00-1.48%
Fair $1335.00+0.0%

8349.T

The Tohoku Bank, Ltd.

Financial Services / Banks - RegionalTokyo

$1335.00

-20.00 (-1.48%)

Fairly Valued+0.0%Fair Value $1335.00Fund rank 24/100 · Data gapFallback financials|
SA 32/D
F-Score: 1/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 14.0/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 2/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

32/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 3.0%, below the 5% threshold
Thesis & Journal · 8349.TLocal privado en este navegador · The Tohoku Bank, Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$12.6B

P/E

12.8x

↑

EV/EBITDA

N/A

•

ROE

3.0%

↓

Gross Margin

N/A

•

Debt/Equity

0.03

↓
52-Week Range$1335
$1056$1703

TradingView lightweight chart

8349.T price, volumen y niveles de valoración

Último $1,335Periodo -40.7%
Fair value: $1,335

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+1.5%

FCF CAGR

—

FCF margin

-115.6%

FCF / Net income

-14.72x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $13.61B · net income $1.07B · FCF $-15.74B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

7.9%-2.4% pts

FCF margin

-115.6%-199.3% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$13.61B$13.61B$13.95B$12.69B$13.02B
Net Income$1.07B$1.07B$1.38B$1.53B$1.34B
EPS58.9858.9879.2277.7369.22
Net Margin7.9%7.9%9.9%12.0%10.3%
Balance Sheet
Debt/Equity0.030.030.030.081.99
Cash Flow
Free Cash Flow$-15.74B$-15.74B$59.15B$-111.45B$10.89B
Returns
ROE3.0%3.0%3.5%3.9%3.3%
Valuation
P/E12.7812.7815.0612.4114.40
P/B0.360.360.290.240.24
Growth & Yield
Revenue Growth-2.4%-2.4%9.9%-2.5%—
EPS Growth-25.5%-25.5%1.9%12.3%—
Dividend Yield3.7%3.7%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

26.2%

muy exigente

EPS terminal req.

$118.46

Spread vs growth

-51.7%

5Y implied EPS CAGR

19.4%

exigente

EPS terminal req.

$143.34

Spread vs growth

-45.0%

10Y implied EPS CAGR

14.6%

razonable

EPS terminal req.

$230.84

Spread vs growth

-40.2%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +28.3%

Total return

+28.3%

Start / end P/E

13.5x → 22.6x

EPS bridge

79.22 → 58.98

Residual

-17.2%

EPS growth-25.5%
Multiple rerating+67.4%
Dividend+3.7%
Residual / FX / buybacks / cross-term-17.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.