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8360.T$5630.00-4.09%
Fair $5630.00+0.0%

8360.T

The Yamanashi Chuo Bank,Ltd.

Financial Services / Banks - RegionalTokyo

$5630.00

-240.00 (-4.09%)

Fairly Valued+0.0%Fair Value $5630.00Fund rank 17/100 · Data gapFallback financials|
SA 41/C
F-Score: 3/9
High DebtLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 11.0/100

Data gap 17/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 0/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

41/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 2.32, above the 2.0 threshold ROE is 3.6%, below the 5% threshold
Thesis & Journal · 8360.TLocal privado en este navegador · The Yamanashi Chuo Bank,Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$172.8B

P/E

17.3x

↑

EV/EBITDA

N/A

•

ROE

3.6%

↓

Gross Margin

N/A

•

Debt/Equity

2.32

↑
52-Week Range$5630
$2394$6180

TradingView lightweight chart

8360.T price, volumen y niveles de valoración

Último $5,630Periodo +204.3%
Fair value: $5,630

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+7.9%

FCF CAGR

—

FCF margin

-31.7%

FCF / Net income

-2.26x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $54.71B · net income $7.67B · FCF $-17.34B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

14.0%+4.3% pts

FCF margin

-31.7%-643.1% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$54.71B$54.71B$53.37B$56.68B$43.56B
Net Income$7.67B$7.67B$5.66B$5.06B$4.24B
EPS251.19251.19185.55161.45132.45
Net Margin14.0%14.0%10.6%8.9%9.7%
Balance Sheet
Debt/Equity2.322.322.002.403.02
Cash Flow
Free Cash Flow$-17.34B$-17.34B$-292.66B$-296.08B$266.32B
Returns
ROE3.6%3.6%2.6%2.7%2.0%
Valuation
P/E17.2817.289.567.047.06
P/B0.810.810.250.190.14
Growth & Yield
Revenue Growth2.5%2.5%-5.8%30.1%—
EPS Growth35.4%35.4%14.9%21.9%—
Dividend Yield2.8%2.8%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

25.8%

muy exigente

EPS terminal req.

$499.57

Spread vs growth

9.6%

5Y implied EPS CAGR

19.2%

exigente

EPS terminal req.

$604.48

Spread vs growth

16.2%

10Y implied EPS CAGR

14.5%

razonable

EPS terminal req.

$973.52

Spread vs growth

20.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +135.2%

Total return

+135.2%

Start / end P/E

13.1x → 22.4x

EPS bridge

185.55 → 251.19

Residual

+25.4%

EPS growth+35.4%
Multiple rerating+71.7%
Dividend+2.8%
Residual / FX / buybacks / cross-term+25.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.