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8387.T$2726.00+1.68%
Fair $2726.00+0.0%

8387.T

The Shikoku Bank, Ltd.

Financial Services / Banks - RegionalTokyo

$2726.00

+45.00 (+1.68%)

Fairly Valued+0.0%Fair Value $2726.00Fund rank 24/100 · Data gapFallback financials|
SA 41/C
F-Score: 3/9
Declining RevenueLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 17.0/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 17/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

41/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years ROE is 4.3%, below the 5% threshold
Thesis & Journal · 8387.TLocal privado en este navegador · The Shikoku Bank, Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$114.2B

P/E

6.5x

↓

EV/EBITDA

N/A

•

ROE

4.3%

↓

Gross Margin

N/A

•

Debt/Equity

1.14

↑
52-Week Range$2726
$1090$2864

TradingView lightweight chart

8387.T price, volumen y niveles de valoración

Último $2,726Periodo -11.8%
Fair value: $2,726

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+6.5%

FCF CAGR

-34.1%

FCF margin

180.1%

FCF / Net income

12.45x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $47.08B · net income $6.81B · FCF $84.79B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

14.5%-5.9% pts

FCF margin

180.1%-582.5% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$47.08B$47.08B$48.80B$56.48B$38.92B
Net Income$6.81B$6.81B$7.29B$5.55B$7.95B
EPS163.14163.14174.59133.11190.78
Net Margin14.5%14.5%14.9%9.8%20.4%
Balance Sheet
Debt/Equity1.141.140.390.061.91
Cash Flow
Free Cash Flow$84.79B$84.79B$-87.62B$-364.04B$296.82B
Returns
ROE4.3%4.3%4.3%3.7%5.1%
Valuation
P/E6.536.536.526.463.77
P/B0.710.710.280.240.19
Growth & Yield
Revenue Growth-3.5%-3.5%-13.6%45.1%—
EPS Growth-6.6%-6.6%31.2%-30.2%—
Dividend Yield3.2%3.2%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

14.0%

razonable

EPS terminal req.

$241.89

Spread vs growth

-20.6%

5Y implied EPS CAGR

12.4%

razonable

EPS terminal req.

$292.68

Spread vs growth

-19.0%

10Y implied EPS CAGR

11.2%

razonable

EPS terminal req.

$471.37

Spread vs growth

-17.8%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +144.0%

Total return

+144.0%

Start / end P/E

6.5x → 16.7x

EPS bridge

174.59 → 163.14

Residual

-10.3%

EPS growth-6.6%
Multiple rerating+157.7%
Dividend+3.2%
Residual / FX / buybacks / cross-term-10.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.