Financial Services / Credit ServicesTokyo
$845.00
+6.00 (+0.72%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$144.7B
P/E
11.2x
↓EV/EBITDA
62.7x
↑ROE
5.8%
↓Gross Margin
89.4%
↑Debt/Equity
8.91
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+2.2%
FCF CAGR
—
FCF margin
-5.0%
FCF / Net income
-0.88x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $245.27B · net income $13.94B · FCF $-12.20B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $245.27B | $245.27B | $229.05B | $227.69B | $229.80B |
| Net Income | $13.94B | $13.94B | $12.57B | $19.04B | $19.48B |
| EBITDA | $32.86B | $32.86B | $38.01B | $49.62B | $54.40B |
| EPS | 81.45 | 81.45 | 73.29 | 110.92 | 105.54 |
| Gross Margin | 89.4% | 89.4% | 92.8% | 93.8% | 94.7% |
| Operating Margin | 5.0% | 5.0% | 7.0% | 10.1% | 12.6% |
| Net Margin | 5.7% | 5.7% | 5.5% | 8.4% | 8.5% |
| Balance Sheet | |||||
| Debt/Equity | 8.91 | 8.91 | 9.95 | 7.70 | 8.49 |
| Current Ratio | 1.79 | 1.79 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-12.20B | $-12.20B | $-57.13B | $19.07B | $69.00B |
| Returns | |||||
| ROE | 5.8% | 5.8% | 5.3% | 8.4% | 9.1% |
| Valuation | |||||
| P/E | 11.23 | 11.23 | 14.31 | 10.03 | 11.75 |
| EV/EBITDA | 62.71 | 62.71 | 54.49 | 34.69 | 33.39 |
| P/B | 0.60 | 0.60 | 0.76 | 0.84 | 0.99 |
| Growth & Yield | |||||
| Revenue Growth | 7.1% | 7.1% | 0.6% | -0.9% | — |
| EPS Growth | 11.1% | 11.1% | -33.9% | 5.1% | — |
| Dividend Yield | 4.8% | 4.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-2.7%
EPS terminal req.
$74.98
Spread vs growth
13.9%
5Y implied EPS CAGR
2.2%
EPS terminal req.
$90.73
Spread vs growth
9.0%
10Y implied EPS CAGR
6.0%
EPS terminal req.
$146.11
Spread vs growth
5.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+10.3%
Start / end P/E
10.9x → 10.4x
EPS bridge
73.29 → 81.45
Residual
-0.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.