Financial Services / Insurance - Property & CasualtyKuala Lumpur
$15.34
+0.04 (+0.26%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 57.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
51/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$6.1B
P/E
16.5x
↑EV/EBITDA
N/A
•ROE
15.0%
↑Gross Margin
N/A
•Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+13.7%
FCF CAGR
-20.2%
FCF margin
25.9%
FCF / Net income
1.27x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.80B · net income $367.8M · FCF $467.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.80B | $1.80B | $1.58B | $1.27B | $1.23B |
| Net Income | $367.8M | $367.8M | $377.1M | $313.7M | $252.2M |
| EPS | 0.92 | 0.92 | 0.95 | 0.79 | 0.63 |
| Net Margin | 20.4% | 20.4% | 23.8% | 24.7% | 20.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Current Ratio | 143.91 | 143.91 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $467.5M | $467.5M | $126.8M | $-175.2M | $920.3M |
| Returns | |||||
| ROE | 15.0% | 15.0% | 15.6% | 13.7% | 11.4% |
| Valuation | |||||
| P/E | 16.49 | 16.49 | 13.35 | 15.47 | 19.90 |
| P/B | 2.49 | 2.49 | 2.08 | 2.12 | 2.27 |
| Growth & Yield | |||||
| Revenue Growth | 14.1% | 14.1% | 24.5% | 3.6% | — |
| EPS Growth | -2.5% | -2.5% | 20.2% | 24.4% | — |
| Dividend Yield | 5.2% | 5.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
13.8%
EPS terminal req.
$1.36
Spread vs growth
-16.3%
5Y implied EPS CAGR
12.3%
EPS terminal req.
$1.65
Spread vs growth
-14.7%
10Y implied EPS CAGR
11.1%
EPS terminal req.
$2.65
Spread vs growth
-13.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+7.5%
Start / end P/E
15.8x → 16.6x
EPS bridge
0.95 → 0.92
Residual
-0.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.