Financial Services / Insurance - Property & CasualtyTokyo
$1192.00
-26.00 (-2.13%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 34.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$87.8B
P/E
40.1x
↑EV/EBITDA
N/A
•ROE
11.6%
↑Gross Margin
N/A
•Debt/Equity
0.36
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+8.5%
FCF CAGR
+16.5%
FCF margin
7.6%
FCF / Net income
1.58x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $67.42B · net income $3.25B · FCF $5.13B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $67.42B | $67.42B | $60.33B | $56.41B | $52.81B |
| Net Income | $3.25B | $3.25B | $2.73B | $2.28B | $2.11B |
| EPS | 41.98 | 41.98 | 34.02 | 28.12 | 25.99 |
| Net Margin | 4.8% | 4.8% | 4.5% | 4.0% | 4.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.36 | 0.36 | 0.17 | 0.18 | 0.18 |
| Current Ratio | 11.61 | 11.61 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $5.13B | $5.13B | $4.83B | $3.57B | $3.24B |
| Returns | |||||
| ROE | 11.6% | 11.6% | 9.1% | 8.1% | 7.7% |
| Valuation | |||||
| P/E | 40.11 | 40.11 | 16.61 | 18.35 | 24.28 |
| P/B | 3.28 | 3.28 | 1.52 | 1.49 | 1.88 |
| Growth & Yield | |||||
| Revenue Growth | 11.8% | 11.8% | 7.0% | 6.8% | — |
| EPS Growth | 23.4% | 23.4% | 21.0% | 8.2% | — |
| Dividend Yield | 2.2% | 2.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
36.1%
EPS terminal req.
$105.77
Spread vs growth
-12.7%
5Y implied EPS CAGR
25.0%
EPS terminal req.
$127.98
Spread vs growth
-1.6%
10Y implied EPS CAGR
17.2%
EPS terminal req.
$206.12
Spread vs growth
6.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+89.3%
Start / end P/E
18.7x → 28.4x
EPS bridge
34.02 → 41.98
Residual
+12.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.