Financial Services / Credit ServicesTokyo
$1667.00
-22.00 (-1.29%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 57.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$74.0B
P/E
22.3x
↑EV/EBITDA
12.4x
↓ROE
14.3%
↑Gross Margin
76.5%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+9.0%
FCF CAGR
+15.3%
FCF margin
38.3%
FCF / Net income
1.12x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $10.22B · net income $3.49B · FCF $3.92B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $10.22B | $10.22B | $9.17B | $8.49B | $7.89B |
| Net Income | $3.49B | $3.49B | $3.26B | $2.86B | $2.46B |
| EBITDA | $5.20B | $5.20B | $4.94B | $4.24B | $3.81B |
| EPS | 72.24 | 72.24 | 67.36 | 58.95 | 51.32 |
| Gross Margin | 76.5% | 76.5% | 80.4% | 79.9% | 78.8% |
| Operating Margin | 49.9% | 49.9% | 52.9% | 48.9% | 47.3% |
| Net Margin | 34.1% | 34.1% | 35.6% | 33.7% | 31.2% |
| Balance Sheet | |||||
| Current Ratio | 2.21 | 2.21 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $3.92B | $3.92B | $2.92B | $2.73B | $2.56B |
| Returns | |||||
| ROE | 14.3% | 14.3% | 14.6% | 14.0% | 13.5% |
| Valuation | |||||
| P/E | 22.27 | 22.27 | 25.42 | 35.30 | 42.09 |
| EV/EBITDA | 12.37 | 12.37 | 13.75 | 19.72 | 22.65 |
| P/B | 3.31 | 3.31 | 3.71 | 4.93 | 5.66 |
| Growth & Yield | |||||
| Revenue Growth | 11.6% | 11.6% | 7.9% | 7.6% | — |
| EPS Growth | 7.2% | 7.2% | 14.3% | 14.9% | — |
| Dividend Yield | 5.0% | 5.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
27.0%
EPS terminal req.
$147.92
Spread vs growth
-19.7%
5Y implied EPS CAGR
19.9%
EPS terminal req.
$178.98
Spread vs growth
-12.7%
10Y implied EPS CAGR
14.8%
EPS terminal req.
$288.25
Spread vs growth
-7.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+14.8%
Start / end P/E
22.7x → 23.3x
EPS bridge
67.36 → 72.24
Residual
+0.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.