Financial Services / Mortgage FinanceTokyo
$816.00
+2.00 (+0.25%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 27.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$26.9B
P/E
6.9x
↓EV/EBITDA
16.6x
↑ROE
6.9%
↑Gross Margin
90.8%
↑Debt/Equity
1.35
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.0%
FCF CAGR
—
FCF margin
-52.0%
FCF / Net income
-1.15x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $7.52B · net income $3.39B · FCF $-3.91B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $7.52B | $7.52B | $6.75B | $6.18B | $5.65B |
| Net Income | $3.39B | $3.39B | $3.29B | $2.80B | $2.54B |
| EBITDA | $5.32B | $5.32B | $5.18B | $4.34B | $3.89B |
| EPS | 102.69 | 102.69 | 99.74 | 84.90 | 76.99 |
| Gross Margin | 90.8% | 90.8% | 91.7% | 93.5% | 93.9% |
| Operating Margin | 69.3% | 69.3% | 70.3% | 69.6% | 68.4% |
| Net Margin | 45.0% | 45.0% | 48.7% | 45.3% | 44.9% |
| Balance Sheet | |||||
| Debt/Equity | 1.35 | 1.35 | 1.31 | 1.26 | 0.97 |
| Current Ratio | 4.82 | 4.82 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-3.91B | $-3.91B | $-3.68B | $-11.44B | $-3.74B |
| Returns | |||||
| ROE | 6.9% | 6.9% | 7.1% | 6.4% | 6.1% |
| Valuation | |||||
| P/E | 6.88 | 6.88 | 7.66 | 7.07 | 8.14 |
| EV/EBITDA | 16.56 | 16.56 | 15.51 | 15.77 | 14.74 |
| P/B | 0.55 | 0.55 | 0.54 | 0.45 | 0.50 |
| Growth & Yield | |||||
| Revenue Growth | 11.3% | 11.3% | 9.3% | 9.4% | — |
| EPS Growth | 3.0% | 3.0% | 17.5% | 10.3% | — |
| Dividend Yield | 2.7% | 2.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-11.0%
EPS terminal req.
$72.41
Spread vs growth
14.0%
5Y implied EPS CAGR
-3.1%
EPS terminal req.
$87.61
Spread vs growth
6.1%
10Y implied EPS CAGR
3.2%
EPS terminal req.
$141.10
Spread vs growth
-0.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+21.5%
Start / end P/E
6.9x → 7.9x
EPS bridge
99.74 → 102.69
Residual
+0.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.