Financial Services / Credit ServicesKuala Lumpur
$1.15
+0.01 (+0.88%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 63.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
24/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.7B
P/E
12.8x
↑EV/EBITDA
21.4x
↑ROE
14.5%
↑Gross Margin
60.3%
↑Debt/Equity
2.34
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-0.0%
FCF CAGR
—
FCF margin
29.0%
FCF / Net income
0.74x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $323.2M · net income $126.6M · FCF $93.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $323.2M | $323.2M | $331.7M | $341.7M | $323.6M |
| Net Income | $126.6M | $126.6M | $105.5M | $138.8M | $138.8M |
| EBITDA | $170.7M | $170.7M | $159.8M | $188.9M | $187.7M |
| EPS | — | — | 0.07 | 0.09 | 0.09 |
| Gross Margin | 60.3% | 60.3% | 59.5% | 65.2% | 66.6% |
| Operating Margin | 51.2% | 51.2% | 46.8% | 51.8% | 53.8% |
| Net Margin | 39.2% | 39.2% | 31.8% | 40.6% | 42.9% |
| Balance Sheet | |||||
| Debt/Equity | 2.34 | 2.34 | 2.45 | 2.56 | 2.60 |
| Current Ratio | 2.94 | 2.94 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $93.9M | $93.9M | $90.2M | $23.0M | $-12.0M |
| Returns | |||||
| ROE | 14.5% | 14.5% | 12.6% | 16.7% | 17.2% |
| Valuation | |||||
| P/E | 12.78 | 12.78 | 18.16 | 14.07 | 9.87 |
| EV/EBITDA | 21.36 | 21.36 | 24.40 | 21.32 | 18.25 |
| P/B | 1.94 | 1.94 | 2.28 | 2.35 | 1.70 |
| Growth & Yield | |||||
| Revenue Growth | -2.5% | -2.5% | -2.9% | 5.6% | — |
| EPS Growth | — | — | -24.0% | -0.1% | — |
| Dividend Yield | 5.7% | 5.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-7.9%
Start / end P/E
n/dx → n/dx
EPS bridge
0.07 → n/d
Residual
-13.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.