Financial Services / Credit ServicesSaudi
$15.79
-0.41 (-2.53%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 38.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
23/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
12/100
SEC 0%
Sin guardar todavía.
Market Cap
$474M
P/E
52.6x
↑EV/EBITDA
47.4x
↑ROE
1.7%
↓Gross Margin
72.9%
↑Debt/Equity
1.12
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2025 · 2 años de histórico normalizado
Revenue CAGR
+18.0%
FCF CAGR
—
FCF margin
-14.2%
FCF / Net income
-4.56x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $261.3M · net income $8.1M · FCF $-37.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | $261.3M | $261.3M | $188.5M | $187.6M |
| Net Income | $8.1M | $8.1M | $43.2M | $53.8M |
| EBITDA | $17.8M | $17.8M | $58.1M | $67.8M |
| EPS | — | — | 1.44 | 1.79 |
| Gross Margin | 72.9% | 72.9% | 72.8% | 74.0% |
| Operating Margin | 5.2% | 5.2% | 28.7% | 33.8% |
| Net Margin | 3.1% | 3.1% | 22.9% | 28.7% |
| Balance Sheet | ||||
| Debt/Equity | 1.12 | 1.12 | 0.86 | 0.83 |
| Current Ratio | 6.82 | 6.82 | — | — |
| Cash Flow | ||||
| Free Cash Flow | $-37.0M | $-37.0M | $-42.0M | $95.0M |
| Returns | ||||
| ROE | 1.7% | 1.7% | 9.4% | 13.7% |
| Valuation | ||||
| P/E | 52.63 | 52.63 | 13.06 | — |
| EV/EBITDA | 47.35 | 47.35 | 15.40 | — |
| P/B | 1.01 | 1.01 | 1.23 | — |
| Growth & Yield | ||||
| Revenue Growth | 38.6% | 38.6% | 0.5% | — |
| EPS Growth | — | — | -19.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-13.1%
Start / end P/E
n/dx → n/dx
EPS bridge
1.44 → n/d
Residual
-13.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.