Financial Services / Credit ServicesBSE
$1.33
-0.01 (-0.75%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 21.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
25/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$809M
P/E
9.8x
↓EV/EBITDA
19.2x
↑ROE
5.0%
↓Gross Margin
62.6%
↑Debt/Equity
0.93
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-13.6%
FCF CAGR
—
FCF margin
-385.9%
FCF / Net income
-14.04x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $299.6M · net income $82.3M · FCF $-1.16B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $299.6M | $299.6M | $218.5M | $6.04B | $464.6M |
| Net Income | $82.3M | $82.3M | $63.6M | $93.5M | $4.7M |
| EBITDA | $121.2M | $121.2M | $101.2M | $130.1M | $7.6M |
| EPS | 0.14 | 0.14 | 0.20 | 0.38 | 0.09 |
| Gross Margin | 62.6% | 62.6% | 58.9% | 2.7% | 15.5% |
| Operating Margin | 37.8% | 37.8% | 43.1% | 2.1% | 1.1% |
| Net Margin | 27.5% | 27.5% | 29.1% | 1.5% | 1.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.93 | 0.93 | 0.70 | 1.28 | 0.49 |
| Cash Flow | |||||
| Free Cash Flow | $-1.16B | $-1.16B | $-535.0M | $-883.8M | $-17.0M |
| Returns | |||||
| ROE | 5.0% | 5.0% | 5.6% | 16.0% | 4.9% |
| Valuation | |||||
| P/E | 9.83 | 9.83 | — | — | — |
| EV/EBITDA | 19.25 | 19.25 | — | — | — |
| P/B | 0.49 | 0.49 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 37.1% | 37.1% | -96.4% | 1200.7% | — |
| EPS Growth | -32.5% | -32.5% | -47.9% | 320.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-4.5%
EPS terminal req.
$0.12
Spread vs growth
-28.1%
5Y implied EPS CAGR
1.1%
EPS terminal req.
$0.14
Spread vs growth
-33.6%
10Y implied EPS CAGR
5.4%
EPS terminal req.
$0.23
Spread vs growth
-38.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-21.3%
Start / end P/E
8.4x → 9.8x
EPS bridge
0.20 → 0.14
Residual
-5.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.