Financial Services / Financial ConglomeratesJohannesburg
$833.00
+16.00 (+1.96%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 61.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
54/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10.6B
P/E
15.1x
↑EV/EBITDA
762.9x
↑ROE
22.3%
↑Gross Margin
42.0%
↓Debt/Equity
0.22
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.4%
FCF CAGR
—
FCF margin
-8.0%
FCF / Net income
-0.51x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $5.65B · net income $883.0M · FCF $-453.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $5.65B | $5.65B | $5.06B | $4.49B | $4.20B |
| Net Income | $883.0M | $883.0M | $672.0M | $704.0M | $495.0M |
| EBITDA | $1.37B | $1.37B | $1.16B | $1.10B | $1.03B |
| EPS | 0.70 | 0.70 | 0.52 | 0.54 | 0.36 |
| Gross Margin | 42.0% | 42.0% | 41.3% | 42.7% | 42.9% |
| Operating Margin | 15.3% | 15.3% | 13.7% | 12.6% | 13.3% |
| Net Margin | 15.6% | 15.6% | 13.3% | 15.7% | 11.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.22 | 0.22 | 0.16 | 0.13 | 0.15 |
| Current Ratio | 3.06 | 3.06 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-453.0M | $-453.0M | $989.0M | $138.0M | $1.44B |
| Returns | |||||
| ROE | 22.3% | 22.3% | 14.8% | 15.8% | 12.2% |
| Valuation | |||||
| P/E | 15.15 | 15.15 | 1133.84 | 1078.50 | 1232.88 |
| EV/EBITDA | 762.90 | 762.90 | 650.09 | 682.79 | 585.24 |
| P/B | 266.65 | 266.65 | 167.64 | 170.57 | 149.93 |
| Growth & Yield | |||||
| Revenue Growth | 11.7% | 11.7% | 12.7% | 6.9% | — |
| EPS Growth | 33.3% | 33.3% | -2.2% | 46.6% | — |
| Dividend Yield | 7.0% | 7.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
373.3%
EPS terminal req.
$73.91
Spread vs growth
-340.1%
5Y implied EPS CAGR
164.0%
EPS terminal req.
$89.44
Spread vs growth
-130.8%
10Y implied EPS CAGR
70.4%
EPS terminal req.
$144.04
Spread vs growth
-37.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-3.7%
Start / end P/E
1783.9x → 1195.1x
EPS bridge
0.52 → 0.70
Residual
-11.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.