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AGESA.IS$229.50+0.00%
Fair $229.50+0.0%

AGESA.IS

AgeSA Hayat ve Emeklilik Anonim Sirketi

Financial Services / Insurance - DiversifiedIstanbul

$229.50

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $229.50Fund rank 39/100 · Data gapFallback financials|
SA 59/C
F-Score: 5/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 39/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 85/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

59/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · AGESA.ISLocal privado en este navegador · AgeSA Hayat ve Emeklilik Anonim Sirketi
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$41.3B

P/E

6.7x

↓

EV/EBITDA

N/A

•

ROE

55.1%

↑

Gross Margin

N/A

•

Debt/Equity

0.03

↓
52-Week Range$230
$133$256

TradingView lightweight chart

AGESA.IS price, volumen y niveles de valoración

Último $230.60Periodo +2360.5%
Fair value: $229.50

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+83.2%

FCF CAGR

+59.7%

FCF margin

18.9%

FCF / Net income

1.55x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $45.66B · net income $5.56B · FCF $8.63B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

12.2%+0.4% pts

FCF margin

18.9%-9.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$45.66B$45.66B$24.26B$15.83B$7.42B
Net Income$5.56B$5.56B$2.87B$1.39B$874.6M
EPS30.8530.8515.957.724.86
Net Margin12.2%12.2%11.8%8.8%11.8%
Balance Sheet
Debt/Equity0.030.030.040.020.02
Current Ratio23.7223.72———
Cash Flow
Free Cash Flow$8.63B$8.63B$6.70B$3.52B$2.12B
Returns
ROE55.1%55.1%52.7%44.8%50.7%
Valuation
P/E6.746.748.726.947.83
P/B4.094.094.603.113.97
Growth & Yield
Revenue Growth88.2%88.2%53.2%113.2%—
EPS Growth93.4%93.4%106.6%58.8%—
Dividend Yield3.0%3.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-12.9%

fácil

EPS terminal req.

$20.36

Spread vs growth

106.3%

5Y implied EPS CAGR

-4.4%

fácil

EPS terminal req.

$24.64

Spread vs growth

97.8%

10Y implied EPS CAGR

2.6%

fácil

EPS terminal req.

$39.68

Spread vs growth

90.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +66.0%

Total return

+66.0%

Start / end P/E

8.9x → 7.5x

EPS bridge

15.95 → 30.85

Residual

-14.7%

EPS growth+93.4%
Multiple rerating-15.7%
Dividend+3.0%
Residual / FX / buybacks / cross-term-14.7%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.