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AINS.KW$691.00+0.14%
Fair $691.00+0.0%

AINS.KW

Al-Ahleia Insurance Company S.A.K.P.

Financial Services / Insurance - DiversifiedKuwait

$691.00

+1.00 (+0.14%)

Fairly Valued+0.0%Fair Value $691.00Fund rank 39/100 · Data gapFallback financials|
SA 43/C
F-Score: 4/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 57.0/100

Data gap 39/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 89/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

43/100

C

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · AINS.KWLocal privado en este navegador · Al-Ahleia Insurance Company S.A.K.P.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$170M

P/E

8.6x

↓

EV/EBITDA

N/A

•

ROE

14.1%

↑

Gross Margin

N/A

•

Debt/Equity

0.08

↓
52-Week Range$691
$609$885

TradingView lightweight chart

AINS.KW price, volumen y niveles de valoración

Último $691.00Periodo +239.9%
Fair value: $691.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+13.3%

FCF CAGR

+19.1%

FCF margin

26.5%

FCF / Net income

1.46x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $139.3M · net income $25.2M · FCF $36.9M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

18.1%+0.9% pts

FCF margin

26.5%+3.7% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$139.3M$139.3M$124.3M$114.0M$95.8M
Net Income$25.2M$25.2M$22.7M$20.0M$16.4M
EPS0.100.100.090.080.07
Net Margin18.1%18.1%18.2%17.6%17.1%
Balance Sheet
Debt/Equity0.080.08———
Current Ratio17.2517.25———
Cash Flow
Free Cash Flow$36.9M$36.9M$48.7M$34.4M$21.9M
Returns
ROE14.1%14.1%14.7%14.3%12.0%
Valuation
P/E8.648.648338.936469.386443.00
P/B953.10953.101224.12926.95770.52
Growth & Yield
Revenue Growth12.0%12.0%9.0%19.0%—
EPS Growth11.2%11.2%13.1%22.0%—
Dividend Yield4.3%4.3%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

742.7%

muy exigente

EPS terminal req.

$61.31

Spread vs growth

-731.5%

5Y implied EPS CAGR

273.2%

muy exigente

EPS terminal req.

$74.19

Spread vs growth

-262.0%

10Y implied EPS CAGR

102.6%

muy exigente

EPS terminal req.

$119.49

Spread vs growth

-91.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -1.1%

Total return

-1.1%

Start / end P/E

7927.9x → 6744.0x

EPS bridge

0.09 → 0.10

Residual

-1.7%

EPS growth+11.2%
Multiple rerating-14.9%
Dividend+4.3%
Residual / FX / buybacks / cross-term-1.7%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.