Financial Services / Banks - RegionalIstanbul
$8.05
+0.20 (+2.55%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$20.1B
P/E
2.4x
↓EV/EBITDA
N/A
•ROE
52.4%
↑Gross Margin
N/A
•Debt/Equity
4.93
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+36.7%
FCF CAGR
—
FCF margin
-70.7%
FCF / Net income
-1.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $24.89B · net income $15.02B · FCF $-17.59B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $24.89B | $24.89B | $16.99B | $17.05B | $9.74B |
| Net Income | $15.02B | $15.02B | $5.16B | $3.97B | $1.70B |
| EPS | 6.01 | 6.01 | 2.06 | 1.59 | 0.84 |
| Net Margin | 60.3% | 60.3% | 30.4% | 23.3% | 17.4% |
| Balance Sheet | |||||
| Debt/Equity | 4.93 | 4.93 | 3.29 | 2.84 | 2.00 |
| Cash Flow | |||||
| Free Cash Flow | $-17.59B | $-17.59B | $-3.51B | $5.76B | $3.91B |
| Returns | |||||
| ROE | 52.4% | 52.4% | 25.9% | 28.2% | 19.8% |
| Valuation | |||||
| P/E | 2.44 | 2.44 | 3.29 | 2.40 | 3.85 |
| P/B | 0.70 | 0.70 | 0.85 | 0.68 | 0.76 |
| Growth & Yield | |||||
| Revenue Growth | 46.5% | 46.5% | -0.3% | 75.1% | — |
| EPS Growth | 191.1% | 191.1% | 30.0% | 89.1% | — |
| Dividend Yield | 3.3% | 3.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-50.8%
EPS terminal req.
$0.71
Spread vs growth
241.9%
5Y implied EPS CAGR
-32.1%
EPS terminal req.
$0.86
Spread vs growth
223.2%
10Y implied EPS CAGR
-13.6%
EPS terminal req.
$1.39
Spread vs growth
204.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+16.1%
Start / end P/E
3.5x → 1.3x
EPS bridge
2.06 → 6.01
Residual
-117.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.