Financial Services / Credit ServicesBSE
$1.17
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 11.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$58M
P/E
4.5x
↓EV/EBITDA
17.2x
↑ROE
3.8%
↓Gross Margin
3.3%
↓Debt/Equity
0.04
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.7%
FCF CAGR
-26.6%
FCF margin
19.0%
FCF / Net income
32.46x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $392.0M · net income $2.3M · FCF $74.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $392.0M | $392.0M | $334.5M | $427.6M | $289.1M |
| Net Income | $2.3M | $2.3M | $2.5M | $967214.00 | $636507.00 |
| EBITDA | $3.2M | $3.2M | $3.5M | $1.7M | $1.2M |
| EPS | 0.05 | 0.05 | 0.05 | 0.02 | 0.01 |
| Gross Margin | 3.3% | 3.3% | 1.2% | 1.0% | 1.0% |
| Operating Margin | 2.4% | 2.4% | 0.6% | 0.2% | 0.3% |
| Net Margin | 0.6% | 0.6% | 0.7% | 0.2% | 0.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.04 | 0.04 | — | 5.36 | — |
| Cash Flow | |||||
| Free Cash Flow | $74.7M | $74.7M | $870220.00 | $-70.6M | $188.8M |
| Returns | |||||
| ROE | 3.8% | 3.8% | 4.2% | 1.7% | 1.1% |
| Valuation | |||||
| P/E | 4.50 | 4.50 | — | — | — |
| EV/EBITDA | 17.20 | 17.20 | — | — | — |
| P/B | 0.96 | 0.96 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 17.2% | 17.2% | -21.8% | 47.9% | — |
| EPS Growth | -6.1% | -6.1% | 157.9% | 46.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
31.2%
EPS terminal req.
$0.10
Spread vs growth
-37.3%
5Y implied EPS CAGR
22.3%
EPS terminal req.
$0.13
Spread vs growth
-28.4%
10Y implied EPS CAGR
16.0%
EPS terminal req.
$0.20
Spread vs growth
-22.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-23.6%
Start / end P/E
32.0x → 26.1x
EPS bridge
0.05 → 0.05
Residual
+1.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.