Financial Services / Insurance - DiversifiedXETRA
$374.90
-6.70 (-1.76%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 62.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$142.2B
P/E
12.1x
↓EV/EBITDA
N/A
•ROE
17.2%
↑Gross Margin
N/A
•Debt/Equity
0.56
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+19.8%
FCF CAGR
+23.7%
FCF margin
22.5%
FCF / Net income
2.87x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $137.45B · net income $10.78B · FCF $30.94B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $137.45B | $137.45B | $139.95B | $119.67B | $79.86B |
| Net Income | $10.78B | $10.78B | $9.93B | $8.54B | $6.42B |
| EPS | 27.67 | 27.67 | 25.18 | 21.18 | 15.48 |
| Net Margin | 7.8% | 7.8% | 7.1% | 7.1% | 8.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.56 | 0.56 | 0.58 | 0.51 | 0.54 |
| Current Ratio | 174.87 | 174.87 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $30.94B | $30.94B | $29.99B | $22.32B | $16.33B |
| Returns | |||||
| ROE | 17.2% | 17.2% | 16.5% | 14.7% | 11.8% |
| Valuation | |||||
| P/E | 12.11 | 12.11 | 11.76 | 11.52 | 13.68 |
| P/B | 2.29 | 2.29 | 1.91 | 1.66 | 1.58 |
| Growth & Yield | |||||
| Revenue Growth | -1.8% | -1.8% | 16.9% | 49.8% | — |
| EPS Growth | 9.9% | 9.9% | 18.9% | 36.8% | — |
| Dividend Yield | 4.5% | 4.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
6.3%
EPS terminal req.
$33.27
Spread vs growth
3.6%
5Y implied EPS CAGR
7.8%
EPS terminal req.
$40.25
Spread vs growth
2.1%
10Y implied EPS CAGR
8.9%
EPS terminal req.
$64.83
Spread vs growth
1.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+11.4%
Start / end P/E
13.9x → 13.5x
EPS bridge
25.18 → 27.67
Residual
-0.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.