Financial Services / Insurance - Property & CasualtyJakarta
$394.00
-4.00 (-1.01%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 36.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.95T
P/E
10.1x
↓EV/EBITDA
N/A
•ROE
7.2%
↑Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+30.1%
FCF CAGR
-26.0%
FCF margin
4.1%
FCF / Net income
0.59x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.26T · net income $156.49B · FCF $91.90B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2258.41B | $2258.41B | $2062.80B | $1095.35B | $1025.17B |
| Net Income | $156.49B | $156.49B | $265.24B | $148.07B | $169.77B |
| EPS | 31.61 | 31.61 | 53.55 | 29.72 | 34.05 |
| Net Margin | 6.9% | 6.9% | 12.9% | 13.5% | 16.6% |
| Balance Sheet | |||||
| Current Ratio | 1.40 | 1.40 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $91.90B | $91.90B | $78.25B | $139.16B | $226.40B |
| Returns | |||||
| ROE | 7.2% | 7.2% | 13.4% | 8.1% | 10.0% |
| Valuation | |||||
| P/E | 10.06 | 10.06 | 6.16 | 9.96 | 10.51 |
| P/B | 0.90 | 0.90 | 0.83 | 0.80 | 1.05 |
| Growth & Yield | |||||
| Revenue Growth | 9.5% | 9.5% | 88.3% | 6.8% | — |
| EPS Growth | -41.0% | -41.0% | 80.2% | -12.7% | — |
| Dividend Yield | 7.5% | 7.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
3.4%
EPS terminal req.
$34.96
Spread vs growth
-44.4%
5Y implied EPS CAGR
6.0%
EPS terminal req.
$42.30
Spread vs growth
-47.0%
10Y implied EPS CAGR
8.0%
EPS terminal req.
$68.13
Spread vs growth
-49.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+8.6%
Start / end P/E
7.3x → 12.5x
EPS bridge
53.55 → 31.61
Residual
-29.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.