Financial Services / Credit ServicesBSE
$9.49
+0.35 (+3.83%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 13.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
19/100
F
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$96M
P/E
59.3x
↑EV/EBITDA
40.6x
↑ROE
1.0%
↓Gross Margin
46.1%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-27.8%
FCF CAGR
-28.7%
FCF margin
25.6%
FCF / Net income
0.84x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $5.2M · net income $1.6M · FCF $1.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $5.2M | $5.2M | $6.4M | $12.7M | $13.8M |
| Net Income | $1.6M | $1.6M | $4.6M | $4.8M | $69.9M |
| EBITDA | $1.2M | $1.2M | $1.4M | $6.1M | $22.0M |
| EPS | — | — | 0.46 | 0.48 | 6.89 |
| Gross Margin | 46.1% | 46.1% | 59.7% | 58.9% | 53.1% |
| Operating Margin | 23.0% | 23.0% | 21.2% | 47.6% | 157.1% |
| Net Margin | 30.6% | 30.6% | 72.7% | 38.1% | 505.5% |
| Balance Sheet | |||||
| Debt/Equity | — | — | 0.00 | 0.00 | 0.30 |
| Current Ratio | 448.84 | 448.84 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $1.3M | $1.3M | $4.2M | $59.7M | $3.7M |
| Returns | |||||
| ROE | 1.0% | 1.0% | 3.1% | 3.3% | 30.6% |
| Valuation | |||||
| P/E | 59.31 | 59.31 | 27.24 | 25.42 | 1.10 |
| EV/EBITDA | 40.59 | 40.59 | 56.73 | 13.52 | 4.18 |
| P/B | 0.63 | 0.63 | 0.83 | 0.84 | 0.34 |
| Growth & Yield | |||||
| Revenue Growth | -18.4% | -18.4% | -49.8% | -8.2% | — |
| EPS Growth | — | — | -4.2% | -93.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-22.7%
Start / end P/E
n/dx → n/dx
EPS bridge
0.46 → n/d
Residual
-22.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.