Financial Services / Banks - DiversifiedASX
$35.05
-0.15 (-0.43%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 39.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$105.5B
P/E
17.8x
↑EV/EBITDA
N/A
•ROE
8.3%
↑Gross Margin
N/A
•Debt/Equity
3.09
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.5%
FCF CAGR
+9.0%
FCF margin
117.0%
FCF / Net income
4.43x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $22.31B · net income $5.89B · FCF $26.11B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $22.31B | $22.31B | $20.36B | $20.19B | $19.00B |
| Net Income | $5.89B | $5.89B | $6.54B | $7.11B | $7.12B |
| EPS | 1.97 | 1.97 | 2.15 | 2.27 | 2.33 |
| Net Margin | 26.4% | 26.4% | 32.1% | 35.2% | 37.5% |
| Balance Sheet | |||||
| Debt/Equity | 3.09 | 3.09 | 2.94 | 2.16 | 2.03 |
| Cash Flow | |||||
| Free Cash Flow | $26.11B | $26.11B | $9.95B | $6.49B | $20.18B |
| Returns | |||||
| ROE | 8.3% | 8.3% | 9.4% | 10.2% | 10.8% |
| Valuation | |||||
| P/E | 17.79 | 17.79 | 13.78 | 11.13 | 10.42 |
| P/B | 1.57 | 1.57 | 1.37 | 1.19 | 1.16 |
| Growth & Yield | |||||
| Revenue Growth | 9.6% | 9.6% | 0.8% | 6.2% | — |
| EPS Growth | -8.6% | -8.6% | -5.4% | -2.5% | — |
| Dividend Yield | 4.7% | 4.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
16.5%
EPS terminal req.
$3.11
Spread vs growth
-25.2%
5Y implied EPS CAGR
13.9%
EPS terminal req.
$3.76
Spread vs growth
-22.5%
10Y implied EPS CAGR
11.9%
EPS terminal req.
$6.06
Spread vs growth
-20.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+23.0%
Start / end P/E
13.8x → 17.8x
EPS bridge
2.15 → 1.97
Residual
-2.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.