Financial Services / Mortgage FinanceBSE
$260.30
+0.70 (+0.27%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 67.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$130.3B
P/E
13.8x
↑EV/EBITDA
N/A
•ROE
18.6%
↑Gross Margin
N/A
•Debt/Equity
1.56
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+23.0%
FCF CAGR
—
FCF margin
-37.5%
FCF / Net income
-0.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $15.97B · net income $9.43B · FCF $-5.99B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $15.97B | $15.97B | $12.58B | $10.21B | $8.58B |
| Net Income | $9.43B | $9.43B | $7.51B | $6.12B | $5.03B |
| EPS | 18.84 | 18.84 | 15.01 | 12.21 | 10.08 |
| Net Margin | 59.0% | 59.0% | 59.7% | 59.9% | 58.6% |
| Balance Sheet | |||||
| Debt/Equity | 1.56 | 1.56 | 1.59 | 1.38 | 1.14 |
| Current Ratio | 183.59 | 183.59 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-5.99B | $-5.99B | $-14.12B | $-13.61B | $-10.50B |
| Returns | |||||
| ROE | 18.6% | 18.6% | 17.4% | 16.2% | 15.1% |
| Valuation | |||||
| P/E | 13.81 | 13.81 | 19.90 | 26.85 | 24.04 |
| P/B | 2.57 | 2.57 | 3.46 | 4.36 | 3.62 |
| Growth & Yield | |||||
| Revenue Growth | 27.0% | 27.0% | 23.2% | 19.1% | — |
| EPS Growth | 25.5% | 25.5% | 22.9% | 21.1% | — |
| Dividend Yield | 1.9% | 1.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
7.0%
EPS terminal req.
$23.10
Spread vs growth
18.5%
5Y implied EPS CAGR
8.2%
EPS terminal req.
$27.95
Spread vs growth
17.3%
10Y implied EPS CAGR
9.1%
EPS terminal req.
$45.01
Spread vs growth
16.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-20.4%
Start / end P/E
22.3x → 13.8x
EPS bridge
15.01 → 18.84
Residual
-9.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.