Financial Services / Credit ServicesBSE
$1607.60
+12.20 (+0.76%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 55.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$16.9B
P/E
30.0x
↑EV/EBITDA
17.8x
↑ROE
6.1%
↓Gross Margin
41.6%
↓Debt/Equity
1.90
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+16.2%
FCF CAGR
—
FCF margin
-78.7%
FCF / Net income
-8.47x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.09B · net income $566.1M · FCF $-4.80B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.09B | $6.09B | $6.44B | $6.16B | $3.89B |
| Net Income | $566.1M | $566.1M | $520.7M | $1.74B | $938.1M |
| EBITDA | $1.91B | $1.91B | $2.49B | $2.30B | $1.26B |
| EPS | 53.57 | 53.57 | 49.26 | 192.76 | 107.28 |
| Gross Margin | 41.6% | 41.6% | 45.4% | 42.8% | 43.1% |
| Operating Margin | 31.0% | 31.0% | 38.4% | 31.3% | 34.2% |
| Net Margin | 9.3% | 9.3% | 8.1% | 28.2% | 24.1% |
| Balance Sheet | |||||
| Debt/Equity | 1.90 | 1.90 | 1.41 | 2.12 | 4.39 |
| Current Ratio | 493.86 | 493.86 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-4.80B | $-4.80B | $4.67B | $-3.05B | $-7.20B |
| Returns | |||||
| ROE | 6.1% | 6.1% | 6.0% | 21.4% | 25.7% |
| Valuation | |||||
| P/E | 29.99 | 29.99 | 27.12 | 11.01 | 13.17 |
| EV/EBITDA | 17.77 | 17.77 | 10.33 | 15.32 | 22.37 |
| P/B | 1.82 | 1.82 | 1.62 | 2.35 | 3.40 |
| Growth & Yield | |||||
| Revenue Growth | -5.5% | -5.5% | 4.6% | 58.6% | — |
| EPS Growth | 8.7% | 8.7% | -74.4% | 79.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
38.6%
EPS terminal req.
$142.65
Spread vs growth
-29.9%
5Y implied EPS CAGR
26.4%
EPS terminal req.
$172.60
Spread vs growth
-17.6%
10Y implied EPS CAGR
17.9%
EPS terminal req.
$277.98
Spread vs growth
-9.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+7.1%
Start / end P/E
30.5x → 30.0x
EPS bridge
49.26 → 53.57
Residual
-0.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.