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ARVOSK.HE$74.70-2.52%
Fair $74.70+0.0%

ARVOSK.HE

Pohjanmaan Arvo Sijoitusosuuskunta

Financial Services / Asset ManagementHelsinki

$74.70

-1.94 (-2.52%)

Fairly Valued+0.0%Fair Value $74.70Fund rank 27/100 · Data gapFallback financials|
SA 53/C
F-Score: 3/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 12.0/100

Data gap 27/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 18/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

53/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · ARVOSK.HELocal privado en este navegador · Pohjanmaan Arvo Sijoitusosuuskunta
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$61M

P/E

11.2x

↓

EV/EBITDA

9.9x

↓

ROE

5.7%

↓

Gross Margin

17.0%

↓

Debt/Equity

0.12

↓
52-Week Range$75
$58$93

TradingView lightweight chart

ARVOSK.HE price, volumen y niveles de valoración

Último $75.00Periodo -5.1%
Fair value: $74.70

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+23.6%

FCF CAGR

—

FCF margin

-12.9%

FCF / Net income

-0.63x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $27.0M · net income $5.6M · FCF $-3.5M

2022-FY → 2025-FY

Gross margin

17.0%+27.5% pts

Operating margin

12.1%+30.8% pts

Net margin

20.6%+1.3% pts

FCF margin

-12.9%-2.8% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$27.0M$27.0M$18.5M$15.2M$14.3M
Net Income$5.6M$5.6M$2.9M$1.4M$2.8M
EBITDA$7.0M$7.0M$3.8M$2.3M$4.7M
EPS——3.601.743.39
Gross Margin17.0%17.0%19.3%24.1%-10.5%
Operating Margin12.1%12.1%13.3%13.6%-18.7%
Net Margin20.6%20.6%15.8%9.3%19.4%
Balance Sheet
Debt/Equity0.120.120.100.130.10
Cash Flow
Free Cash Flow$-3.5M$-3.5M$3.6M$1.8M$-1.4M
Returns
ROE5.7%5.7%3.1%1.5%2.8%
Valuation
P/E11.2211.2214.7236.21—
EV/EBITDA9.939.9312.6825.64—
P/B0.620.620.450.54—
Growth & Yield
Revenue Growth45.4%45.4%21.7%6.7%—
EPS Growth——106.9%-48.6%—
Dividend Yield7.5%7.5%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +35.5%

Total return

+35.5%

Start / end P/E

n/dx → n/dx

EPS bridge

3.60 → n/d

Residual

+28.0%

EPS growthn/d
Multiple reratingn/d
Dividend+7.5%
Residual / FX / buybacks / cross-term+28.0%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.