Financial Services / Insurance - DiversifiedJakarta
$515.00
+10.00 (+1.98%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 23.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$197.8B
P/E
11.4x
↓EV/EBITDA
N/A
•ROE
5.0%
↓Gross Margin
N/A
•Debt/Equity
0.02
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.5%
FCF CAGR
+18.1%
FCF margin
4.2%
FCF / Net income
0.68x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $290.66B · net income $18.05B · FCF $12.34B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $290.66B | $290.66B | $263.04B | $240.96B | $215.22B |
| Net Income | $18.05B | $18.05B | $28.83B | $21.04B | $18.55B |
| EPS | 47.00 | 47.00 | 75.00 | 55.00 | 48.00 |
| Net Margin | 6.2% | 6.2% | 11.0% | 8.7% | 8.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 |
| Current Ratio | 1.10 | 1.10 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $12.34B | $12.34B | $2.77B | $19.17B | $7.49B |
| Returns | |||||
| ROE | 5.0% | 5.0% | 7.9% | 6.2% | 5.1% |
| Valuation | |||||
| P/E | 11.44 | 11.44 | 6.43 | 8.76 | 9.69 |
| P/B | 0.54 | 0.54 | 0.51 | 0.55 | 0.49 |
| Growth & Yield | |||||
| Revenue Growth | 10.5% | 10.5% | 9.2% | 12.0% | — |
| EPS Growth | -37.3% | -37.3% | 36.4% | 14.6% | — |
| Dividend Yield | 9.7% | 9.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-0.9%
EPS terminal req.
$45.70
Spread vs growth
-36.4%
5Y implied EPS CAGR
3.3%
EPS terminal req.
$55.29
Spread vs growth
-40.6%
10Y implied EPS CAGR
6.6%
EPS terminal req.
$89.05
Spread vs growth
-43.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+12.7%
Start / end P/E
6.7x → 11.0x
EPS bridge
75.00 → 47.00
Residual
-24.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.