Financial Services / Credit ServicesBSE
$358.50
+6.85 (+1.95%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 52.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$26.4B
P/E
45.7x
↑EV/EBITDA
18.7x
↑ROE
5.2%
↓Gross Margin
35.6%
↓Debt/Equity
0.22
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+139.3%
FCF CAGR
—
FCF margin
-55.2%
FCF / Net income
-1.43x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.56B · net income $602.8M · FCF $-862.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.56B | $1.56B | $1.67B | $159.7M | $113.8M |
| Net Income | $602.8M | $602.8M | $757.3M | $107.0M | $58.9M |
| EBITDA | $951.4M | $951.4M | $1.00B | $131.4M | $79.8M |
| EPS | — | — | 11.85 | 9.01 | 4.95 |
| Gross Margin | 35.6% | 35.6% | 41.7% | 77.4% | 72.9% |
| Operating Margin | 50.0% | 50.0% | 54.8% | 81.2% | 57.3% |
| Net Margin | 38.6% | 38.6% | 45.3% | 67.0% | 51.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.22 | 0.22 | 0.00 | 0.37 | 0.00 |
| Current Ratio | 1.37 | 1.37 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-862.0M | $-862.0M | $-1.94B | $-248.4M | $97.3M |
| Returns | |||||
| ROE | 5.2% | 5.2% | 17.2% | 15.7% | 10.3% |
| Valuation | |||||
| P/E | 45.73 | 45.73 | 44.11 | — | — |
| EV/EBITDA | 18.75 | 18.75 | 17.18 | — | — |
| P/B | 1.37 | 1.37 | 3.93 | — | — |
| Growth & Yield | |||||
| Revenue Growth | -6.6% | -6.6% | 946.6% | 40.3% | — |
| EPS Growth | — | — | 31.5% | 82.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-12.3%
Start / end P/E
n/dx → n/dx
EPS bridge
11.85 → n/d
Residual
-12.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.