Financial Services / Credit ServicesThailand
$9.10
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$6.4B
P/E
10.8x
↓EV/EBITDA
31.8x
↑ROE
4.5%
↓Gross Margin
61.5%
↑Debt/Equity
4.00
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-2.1%
FCF CAGR
—
FCF margin
215.1%
FCF / Net income
20.91x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $5.17B · net income $531.5M · FCF $11.12B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $5.17B | $5.17B | $6.16B | $6.32B | $5.50B |
| Net Income | $531.5M | $531.5M | $331.8M | $1.22B | $1.51B |
| EBITDA | $1.67B | $1.67B | $1.45B | $1.64B | $1.97B |
| EPS | 0.83 | 0.83 | 0.63 | 2.31 | 2.86 |
| Gross Margin | 61.5% | 61.5% | 60.3% | 64.0% | 73.9% |
| Operating Margin | 28.3% | 28.3% | 20.6% | 24.6% | 34.5% |
| Net Margin | 10.3% | 10.3% | 5.4% | 19.3% | 27.5% |
| Balance Sheet | |||||
| Debt/Equity | 4.00 | 4.00 | 5.84 | 6.02 | 5.48 |
| Current Ratio | 2.49 | 2.49 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $11.12B | $11.12B | $5.32B | $-7.67B | $-10.32B |
| Returns | |||||
| ROE | 4.5% | 4.5% | 3.2% | 11.4% | 14.7% |
| Valuation | |||||
| P/E | 10.83 | 10.83 | 16.47 | 10.96 | 12.06 |
| EV/EBITDA | 31.78 | 31.78 | 44.81 | 46.97 | 37.55 |
| P/B | 0.49 | 0.49 | 0.53 | 1.25 | 1.78 |
| Growth & Yield | |||||
| Revenue Growth | -16.1% | -16.1% | -2.5% | 14.8% | — |
| EPS Growth | 31.7% | 31.7% | -72.7% | -19.2% | — |
| Dividend Yield | 5.1% | 5.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-0.9%
EPS terminal req.
$0.81
Spread vs growth
32.7%
5Y implied EPS CAGR
3.3%
EPS terminal req.
$0.98
Spread vs growth
28.4%
10Y implied EPS CAGR
6.6%
EPS terminal req.
$1.57
Spread vs growth
25.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+16.9%
Start / end P/E
11.2x → 9.5x
EPS bridge
0.63 → 0.83
Residual
-4.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.