Financial Services / Insurance - Property & CasualtyJakarta
$272.00
-2.00 (-0.73%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 42.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$347.6B
P/E
18.2x
↑EV/EBITDA
N/A
•ROE
3.1%
↓Gross Margin
N/A
•Debt/Equity
0.20
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-11.2%
FCF CAGR
-65.4%
FCF margin
0.3%
FCF / Net income
0.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.43T · net income $21.65B · FCF $3.79B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1434.64B | $1434.64B | $1671.08B | $2062.15B | $2051.02B |
| Net Income | $21.65B | $21.65B | $48.16B | $88.79B | $86.49B |
| EPS | 16.94 | 16.94 | 37.68 | 69.52 | 67.62 |
| Net Margin | 1.5% | 1.5% | 2.9% | 4.3% | 4.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.20 | 0.20 | 0.24 | 0.02 | 0.02 |
| Current Ratio | 13.66 | 13.66 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $3.79B | $3.79B | $-226.51B | $-54.79B | $91.53B |
| Returns | |||||
| ROE | 3.1% | 3.1% | 7.2% | 13.7% | 14.1% |
| Valuation | |||||
| P/E | 18.22 | 18.22 | 8.59 | 5.33 | 5.72 |
| P/B | 0.49 | 0.49 | 0.62 | 0.73 | 0.81 |
| Growth & Yield | |||||
| Revenue Growth | -14.1% | -14.1% | -19.0% | 0.5% | — |
| EPS Growth | -55.1% | -55.1% | -45.8% | 2.8% | — |
| Dividend Yield | 1.1% | 1.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
12.5%
EPS terminal req.
$24.14
Spread vs growth
-67.6%
5Y implied EPS CAGR
11.5%
EPS terminal req.
$29.20
Spread vs growth
-66.6%
10Y implied EPS CAGR
10.8%
EPS terminal req.
$47.03
Spread vs growth
-65.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-0.4%
Start / end P/E
7.3x → 16.1x
EPS bridge
37.68 → 16.94
Residual
-65.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.