Financial Services / Banks - RegionalNasdaqGM
$3.81
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 19.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
15/100
F
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$65M
P/E
N/A
•EV/EBITDA
N/A
•ROE
4.7%
↓Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
-7.1%
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue $14.6M · net income $5.6M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $14.6M | $14.6M | $15.6M | $14.5M | $14.7M | $15.0M | $12.8M | $12.8M | $12.8M | $44.4M | $41.9M | $41.9M | $40.4M | $39.3M | $39.9M | $42.0M | $44.8M | $47.5M |
| Net Income | $5.6M | $5.6M | $3.6M | $-3.3M | $7.4M | $7.1M | $4.6M | $6.0M | $7.8M | $3.3M | $2.3M | $6.0M | $3.0M | $5.2M | $5.0M | $6.5M | $1.3M | $-4.9M |
| EPS | 0.34 | 0.34 | 0.21 | -0.20 | 0.43 | 0.41 | 0.27 | 0.35 | 0.43 | 0.18 | 0.12 | 0.31 | 0.15 | 0.26 | 0.21 | 0.24 | 0.01 | -0.29 |
| Net Margin | 38.3% | 38.3% | 23.1% | -23.1% | 50.5% | 47.2% | 35.9% | 47.2% | 60.7% | 7.4% | 5.5% | 14.3% | 7.5% | 13.2% | 12.6% | 15.6% | 2.9% | -10.3% |
| Returns | ||||||||||||||||||
| ROE | 4.7% | 4.7% | 3.4% | -3.3% | 7.0% | 6.1% | 4.4% | 6.1% | 7.9% | 3.5% | 2.4% | 5.0% | 2.6% | 4.6% | 4.6% | 5.8% | 1.2% | -4.6% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | -6.3% | -6.3% | 7.8% | -1.7% | -1.5% | 16.7% | 0.5% | -0.3% | -71.1% | 5.9% | -0.0% | 3.6% | 2.8% | -1.4% | -4.9% | -6.4% | -5.5% | — |
| EPS Growth | 61.9% | 61.9% | 205.0% | -146.5% | 4.9% | 51.9% | -22.9% | -18.6% | 138.9% | 50.0% | -61.3% | 106.7% | -42.3% | 23.8% | -12.5% | 2300.0% | 103.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
-0.2%
EPS terminal req.
$0.34
Spread vs growth
62.1%
5Y implied EPS CAGR
3.8%
EPS terminal req.
$0.41
Spread vs growth
58.1%
10Y implied EPS CAGR
6.8%
EPS terminal req.
$0.66
Spread vs growth
55.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.