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v0.1
ATLC$84.81+0.00%
Fair $84.81+0.0%

ATLC

Atlanticus Holdings Corporation

Financial Services / Credit ServicesNasdaqGS

$84.81

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $84.81Fund rank 28/100 · Data gapFallback financials|
SA 23/D
F-Score: 4/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 28/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 50/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

23/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 16Warnings: 0unknown: 16
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists.
Thesis & Journal · ATLCLocal privado en este navegador · Atlanticus Holdings Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.3B

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

20.1%

↑

Gross Margin

N/A

•

Debt/Equity

N/A

•
No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2010–2025 · 15 años de histórico normalizado

Revenue CAGR

+14.3%

FCF CAGR

—

FCF margin

—

FCF / Net income

—

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.97B · net income $122.2M · FCF —

2010-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

6.2%+43.2% pts

FCF margin

—— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Income Statement
Revenue$1.97B$1.97B$1.31B$1.16B$1.05B$748.1M$563.4M$455.2M$161.2M$114.7M$88.6M$69.9M$73.7M$69.5M$86.8M$145.5M$263.8M
Net Income$122.2M$122.2M$111.3M$102.8M$135.6M$177.9M$94.1M$26.4M$7.9M$-40.8M$-6.3M$1.7M$7.2M$-17.7M$24.5M$134.0M$-97.5M
EPS5.965.964.774.245.837.563.951.660.56-2.93-0.460.120.51-1.291.265.19-2.45
Net Margin6.2%6.2%8.5%8.9%13.0%23.8%16.7%5.8%4.9%-35.6%-7.1%2.5%9.7%-25.5%28.2%92.1%-37.0%
Cash Flow
Free Cash Flow——————$212.0M$99.7M$41.5M$-26.9M$38.7M$-20000.00$-24.8M$-30.3M$798000.00$82.2M$331.7M
Returns
ROE20.1%20.1%22.6%26.1%41.5%61.8%121.8%2918.7%-36.1%113.2%-109.5%15.6%96.5%-1524.1%126.7%176.1%-227.6%
Growth & Yield
Revenue Growth50.1%50.1%13.5%10.4%40.0%32.8%23.8%182.4%40.5%29.4%26.8%-5.1%6.0%-19.9%-40.3%-44.8%—
EPS Growth24.9%24.9%12.5%-27.3%-22.9%91.4%138.0%196.4%119.1%-537.0%-483.3%-76.5%139.5%-202.4%-75.7%311.8%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

8.1%

razonable

EPS terminal req.

$7.53

Spread vs growth

16.9%

5Y implied EPS CAGR

8.8%

razonable

EPS terminal req.

$9.11

Spread vs growth

16.1%

10Y implied EPS CAGR

9.4%

razonable

EPS terminal req.

$14.67

Spread vs growth

15.5%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · available periodreconcilia total n/d
Return attribution requires positive start and end prices.

Unavailable: positive start/end prices are required.