Financial Services / Credit ServicesNSE
$149.04
-0.13 (-0.09%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 36.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$36.4B
P/E
15.5x
↑EV/EBITDA
16.4x
↑ROE
7.6%
↑Gross Margin
37.3%
↓Debt/Equity
2.00
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+41.3%
FCF CAGR
—
FCF margin
-83.3%
FCF / Net income
-7.06x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $16.41B · net income $1.94B · FCF $-13.66B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $16.41B | $16.41B | $13.80B | $9.80B | $5.81B |
| Net Income | $1.94B | $1.94B | $1.71B | $1.72B | $398.7M |
| EBITDA | $4.54B | $4.54B | $4.15B | $3.58B | $1.88B |
| EPS | 9.60 | 9.60 | 6.94 | 6.96 | 1.62 |
| Gross Margin | 37.3% | 37.3% | 38.6% | 57.3% | 56.0% |
| Operating Margin | 26.1% | 26.1% | 28.5% | 41.8% | 35.6% |
| Net Margin | 11.8% | 11.8% | 12.4% | 17.5% | 6.9% |
| Balance Sheet | |||||
| Debt/Equity | 2.00 | 2.00 | 2.75 | 2.86 | 3.08 |
| Current Ratio | 85.43 | 85.43 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-13.66B | $-13.66B | $-8.29B | $-13.34B | $-7.25B |
| Returns | |||||
| ROE | 7.6% | 7.6% | 10.3% | 13.9% | 5.3% |
| Valuation | |||||
| P/E | 15.52 | 15.52 | — | — | — |
| EV/EBITDA | 16.42 | 16.42 | — | — | — |
| P/B | 1.19 | 1.19 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 18.9% | 18.9% | 40.8% | 68.6% | — |
| EPS Growth | 38.3% | 38.3% | -0.2% | 330.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
11.3%
EPS terminal req.
$13.22
Spread vs growth
27.1%
5Y implied EPS CAGR
10.8%
EPS terminal req.
$16.00
Spread vs growth
27.6%
10Y implied EPS CAGR
10.4%
EPS terminal req.
$25.77
Spread vs growth
27.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+12.5%
Start / end P/E
18.6x → 15.1x
EPS bridge
6.94 → 9.60
Residual
-7.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.