Financial Services / Asset ManagementMunich
$104.00
-2.00 (-1.89%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 24.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
49/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$468M
P/E
12.7x
↑EV/EBITDA
9.1x
↓ROE
10.8%
↑Gross Margin
20.7%
↓Debt/Equity
0.02
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2021–2024 · 3 años de histórico normalizado
Revenue CAGR
-5.5%
FCF CAGR
—
FCF margin
-20.5%
FCF / Net income
-0.55x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $98.8M · net income $36.9M · FCF $-20.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $98.8M | $98.8M | $111.3M | $112.3M | $117.1M |
| Net Income | $36.9M | $36.9M | $19.5M | $5.7M | $17.4M |
| EBITDA | $44.7M | $44.7M | $33.1M | $32.8M | $25.8M |
| EPS | — | — | 4.18 | 1.20 | 3.65 |
| Gross Margin | 20.7% | 20.7% | 23.0% | 22.1% | 23.2% |
| Operating Margin | -6.4% | -6.4% | -0.0% | -2.0% | -4.0% |
| Net Margin | 37.3% | 37.3% | 17.5% | 5.0% | 14.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.02 | 0.02 | 0.03 | 0.04 | 0.05 |
| Current Ratio | 8.58 | 8.58 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-20.2M | $-20.2M | $-26.9M | $-7.3M | $-7.1M |
| Returns | |||||
| ROE | 10.8% | 10.8% | 6.1% | 1.9% | 5.7% |
| Valuation | |||||
| P/E | 12.70 | 12.70 | 22.74 | 62.26 | 22.48 |
| EV/EBITDA | 9.14 | 9.14 | 11.49 | 9.07 | 12.92 |
| P/B | 1.37 | 1.37 | 1.38 | 1.16 | 1.28 |
| Growth & Yield | |||||
| Revenue Growth | -11.2% | -11.2% | -0.9% | -4.1% | — |
| EPS Growth | — | — | 246.8% | -67.0% | — |
| Dividend Yield | 0.0% | 0.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+26.1%
Start / end P/E
n/dx → n/dx
EPS bridge
4.18 → n/d
Residual
+26.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.