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BANK.JK$238.00+0.00%
Fair $238.00+0.0%

BANK.JK

PT Bank Aladin Syariah Tbk

Financial Services / Banks - RegionalJakarta

$238.00

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $238.00Fund rank 32/100 · Data gapFallback financials|
SA 32/D
F-Score: 7/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 32/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 38/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

32/100

D

Piotroski

7/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 4.6%, below the 5% threshold
Thesis & Journal · BANK.JKLocal privado en este navegador · PT Bank Aladin Syariah Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$3.52T

P/E

29.4x

↑

EV/EBITDA

N/A

•

ROE

4.6%

↓

Gross Margin

N/A

•

Debt/Equity

0.00

↓
52-Week Range$238
$230$1125

TradingView lightweight chart

BANK.JK price, volumen y niveles de valoración

Último $238.00Periodo +92.6%
Fair value: $238.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+126.9%

FCF CAGR

—

FCF margin

597.5%

FCF / Net income

31.38x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $791.41B · net income $150.71B · FCF $4.73T

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

19.0%+409.9% pts

FCF margin

597.5%+2645.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$791.41B$791.41B$477.28B$242.13B$67.77B
Net Income$150.71B$150.71B$-73.73B$-226.74B$-264.91B
EPS9.009.00-5.00-16.00-20.00
Net Margin19.0%19.0%-15.4%-93.6%-390.9%
Balance Sheet
Debt/Equity0.000.000.200.010.23
Cash Flow
Free Cash Flow$4728.74B$4728.74B$583.19B$406.94B$-1387.75B
Returns
ROE4.6%4.6%-2.3%-7.3%-8.4%
Valuation
P/E29.4229.42———
P/B1.191.193.576.095.71
Growth & Yield
Revenue Growth65.8%65.8%97.1%257.3%—
EPS Growth280.0%280.0%68.8%20.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

32.9%

muy exigente

EPS terminal req.

$21.12

Spread vs growth

247.1%

5Y implied EPS CAGR

23.2%

exigente

EPS terminal req.

$25.55

Spread vs growth

256.8%

10Y implied EPS CAGR

16.4%

exigente

EPS terminal req.

$41.15

Spread vs growth

263.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -71.8%

Total return

-71.8%

Start / end P/E

n/dx → n/dx

EPS bridge

-5.00 → 9.00

Residual

-71.8%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-71.8%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.