Financial Services / Mortgage FinanceTSXV
$9.51
-0.27 (-2.76%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 45.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$30M
P/E
7.9x
↓EV/EBITDA
N/A
•ROE
12.7%
↑Gross Margin
N/A
•Debt/Equity
0.62
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+16.8%
FCF CAGR
—
FCF margin
85.5%
FCF / Net income
1.15x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $5.1M · net income $3.8M · FCF $4.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $5.1M | $5.1M | $4.2M | $3.8M | $3.2M |
| Net Income | $3.8M | $3.8M | $3.3M | $3.3M | $2.7M |
| EPS | — | — | 1.04 | 1.04 | 0.92 |
| Net Margin | 74.6% | 74.6% | 78.7% | 87.4% | 85.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.62 | 0.62 | 0.46 | 0.11 | 0.20 |
| Cash Flow | |||||
| Free Cash Flow | $4.3M | $4.3M | $549166.00 | $5.2M | $-2.4M |
| Returns | |||||
| ROE | 12.7% | 12.7% | 11.2% | 11.2% | 9.3% |
| Valuation | |||||
| P/E | 7.92 | 7.92 | 8.69 | 8.45 | 10.11 |
| P/B | 1.00 | 1.00 | 0.98 | 0.95 | 0.93 |
| Growth & Yield | |||||
| Revenue Growth | 21.6% | 21.6% | 10.5% | 18.6% | — |
| EPS Growth | — | — | 0.0% | 13.0% | — |
| Dividend Yield | 8.4% | 8.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+16.5%
Start / end P/E
n/dx → n/dx
EPS bridge
1.04 → n/d
Residual
+8.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.