Financial Services / Banks - DiversifiedNYSE
$24.53
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$83.1B
P/E
10.5x
↓EV/EBITDA
N/A
•ROE
9.2%
↑Gross Margin
N/A
•Debt/Equity
2.83
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.2%
FCF CAGR
-16.0%
FCF margin
57.9%
FCF / Net income
2.35x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $29.14B · net income $7.17B · FCF $16.88B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $29.14B | $29.14B | $26.23B | $25.38B | $25.02B |
| Net Income | $7.17B | $7.17B | $6.31B | $5.26B | $5.93B |
| EPS | 1.69 | 1.69 | 1.39 | 1.08 | 1.19 |
| Net Margin | 24.6% | 24.6% | 24.0% | 20.7% | 23.7% |
| Balance Sheet | |||||
| Debt/Equity | 2.83 | 2.83 | 2.59 | 2.48 | 2.69 |
| Cash Flow | |||||
| Free Cash Flow | $16.88B | $16.88B | $5.54B | $-2.65B | $28.48B |
| Returns | |||||
| ROE | 9.2% | 9.2% | 8.8% | 7.4% | 8.7% |
| Valuation | |||||
| P/E | 10.53 | 10.53 | 9.55 | 7.46 | 7.10 |
| P/B | 1.15 | 1.15 | 0.71 | 0.45 | 0.52 |
| Growth & Yield | |||||
| Revenue Growth | 11.1% | 11.1% | 3.3% | 1.5% | — |
| EPS Growth | 21.6% | 21.6% | 29.4% | -9.7% | — |
| Dividend Yield | 1.9% | 1.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
8.8%
EPS terminal req.
$2.18
Spread vs growth
12.8%
5Y implied EPS CAGR
9.3%
EPS terminal req.
$2.63
Spread vs growth
12.3%
10Y implied EPS CAGR
9.6%
EPS terminal req.
$4.24
Spread vs growth
11.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+39.4%
Start / end P/E
12.8x → 14.5x
EPS bridge
1.39 → 1.69
Residual
+2.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.