Financial Services / Banks - DiversifiedBuenos Aires
$36400.00
-40.00 (-0.11%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$740.28T
P/E
66.6x
↑EV/EBITDA
N/A
•ROE
9.2%
↑Gross Margin
N/A
•Debt/Equity
2.83
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.2%
FCF CAGR
-16.0%
FCF margin
57.9%
FCF / Net income
2.35x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $29.14B · net income $7.17B · FCF $16.88B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $29.14B | $29.14B | $26.23B | $25.38B | $25.02B |
| Net Income | $7.17B | $7.17B | $6.31B | $5.26B | $5.93B |
| EPS | 0.28 | 0.28 | 0.23 | 0.18 | 0.20 |
| Net Margin | 24.6% | 24.6% | 24.0% | 20.7% | 23.7% |
| Balance Sheet | |||||
| Debt/Equity | 2.83 | 2.83 | 2.59 | 2.48 | 2.69 |
| Cash Flow | |||||
| Free Cash Flow | $16.88B | $16.88B | $5.54B | $-2.65B | $28.48B |
| Returns | |||||
| ROE | 9.2% | 9.2% | 8.8% | 7.4% | 8.7% |
| Valuation | |||||
| P/E | 66.59 | 66.59 | 69424.38 | 53837.40 | 14426.93 |
| P/B | 10255.29 | 10255.29 | 5136.97 | 3232.91 | 1061.84 |
| Growth & Yield | |||||
| Revenue Growth | 11.1% | 11.1% | 3.3% | 1.5% | — |
| EPS Growth | 21.6% | 21.6% | 29.4% | -9.7% | — |
| Dividend Yield | 1.8% | 1.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
2154.4%
EPS terminal req.
$3229.89
Spread vs growth
-2132.9%
5Y implied EPS CAGR
573.6%
EPS terminal req.
$3908.17
Spread vs growth
-552.0%
10Y implied EPS CAGR
172.2%
EPS terminal req.
$6294.15
Spread vs growth
-150.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+79.8%
Start / end P/E
88181.9x → 129129.8x
EPS bridge
0.23 → 0.28
Residual
+10.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.