Financial Services / Banks - RegionalJakarta
$22.00
+1.00 (+4.55%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 8.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.14T
P/E
22.5x
↑EV/EBITDA
N/A
•ROE
2.8%
↓Gross Margin
N/A
•Debt/Equity
0.00
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+0.9%
FCF CAGR
—
FCF margin
202.0%
FCF / Net income
10.84x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $281.73B · net income $52.52B · FCF $569.22B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $281.73B | $281.73B | $237.61B | $273.64B | $273.88B |
| Net Income | $52.52B | $52.52B | $39.33B | $26.59B | $-239.29B |
| EPS | 1.01 | 1.01 | 0.75 | 0.51 | -4.61 |
| Net Margin | 18.6% | 18.6% | 16.6% | 9.7% | -87.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 |
| Cash Flow | |||||
| Free Cash Flow | $569.22B | $569.22B | $191.11B | $-359.30B | $-614.18B |
| Returns | |||||
| ROE | 2.8% | 2.8% | 2.3% | 1.6% | -14.6% |
| Valuation | |||||
| P/E | 22.55 | 22.55 | 42.67 | 98.04 | — |
| P/B | 0.63 | 0.63 | 0.97 | 1.55 | 1.58 |
| Growth & Yield | |||||
| Revenue Growth | 18.6% | 18.6% | -13.2% | -0.1% | — |
| EPS Growth | 34.7% | 34.7% | 47.1% | 111.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
24.6%
EPS terminal req.
$1.95
Spread vs growth
10.1%
5Y implied EPS CAGR
18.5%
EPS terminal req.
$2.36
Spread vs growth
16.1%
10Y implied EPS CAGR
14.2%
EPS terminal req.
$3.80
Spread vs growth
20.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-11.5%
Start / end P/E
34.7x → 22.8x
EPS bridge
0.75 → 1.01
Residual
-11.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.