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Recent

v0.1
BEMA.QA$4.30-3.11%
Fair $4.30+0.0%

BEMA.QA

Damaan Islamic Insurance Company "Beema" (Q.P.S.C.)

Financial Services / Insurance - DiversifiedQatar

$4.30

-0.14 (-3.11%)

Fairly Valued+0.0%Fair Value $4.30Fund rank 33/100 · Data gapFallback financials|
SA 48/C
F-Score: 6/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 47.0/100

Data gap 33/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 45/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

48/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · BEMA.QALocal privado en este navegador · Damaan Islamic Insurance Company "Beema" (Q.P.S.C.)
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$861M

P/E

9.0x

↓

EV/EBITDA

N/A

•

ROE

12.3%

↑

Gross Margin

N/A

•

Debt/Equity

0.00

↓
52-Week Range$4
$4$5

TradingView lightweight chart

BEMA.QA price, volumen y niveles de valoración

Último $4.302Periodo +5.7%
Fair value: $4.305

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+24.2%

FCF CAGR

-7.2%

FCF margin

32.6%

FCF / Net income

2.50x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $732.2M · net income $95.6M · FCF $238.6M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

13.1%-1.8% pts

FCF margin

32.6%-45.5% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$732.2M$732.2M$567.2M$421.4M$382.2M
Net Income$95.6M$95.6M$84.6M$70.3M$56.6M
EPS0.480.480.420.350.28
Net Margin13.1%13.1%14.9%16.7%14.8%
Balance Sheet
Debt/Equity0.000.000.000.010.42
Current Ratio0.580.58———
Cash Flow
Free Cash Flow$238.6M$238.6M$150.9M$-136.0M$298.6M
Returns
ROE12.3%12.3%12.1%11.2%9.7%
Valuation
P/E8.978.979.3510.87—
P/B1.111.111.131.21—
Growth & Yield
Revenue Growth29.1%29.1%34.6%10.3%—
EPS Growth13.0%13.0%20.9%23.6%—
Dividend Yield5.8%5.8%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-7.2%

fácil

EPS terminal req.

$0.38

Spread vs growth

20.2%

5Y implied EPS CAGR

-0.7%

fácil

EPS terminal req.

$0.46

Spread vs growth

13.7%

10Y implied EPS CAGR

4.5%

fácil

EPS terminal req.

$0.74

Spread vs growth

8.5%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +19.0%

Total return

+19.0%

Start / end P/E

9.0x → 9.0x

EPS bridge

0.42 → 0.48

Residual

+0.0%

EPS growth+13.0%
Multiple rerating+0.2%
Dividend+5.8%
Residual / FX / buybacks / cross-term+0.0%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.