Financial Services / Banks - RegionalOTC Markets OTCID
$109.50
+0.50 (+0.46%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 76.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$133M
P/E
8.3x
↓EV/EBITDA
N/A
•ROE
16.8%
↑Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+14.9%
FCF CAGR
+21.5%
FCF margin
27.3%
FCF / Net income
0.90x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $53.5M · net income $16.2M · FCF $14.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $53.5M | $53.5M | $52.9M | $48.0M | $35.3M |
| Net Income | $16.2M | $16.2M | $16.5M | $14.3M | $8.7M |
| EPS | — | — | 13.24 | 11.36 | 6.66 |
| Net Margin | 30.2% | 30.2% | 31.2% | 29.8% | 24.6% |
| Cash Flow | |||||
| Free Cash Flow | $14.6M | $14.6M | $12.3M | $12.5M | $8.2M |
| Returns | |||||
| ROE | 16.8% | 16.8% | 20.4% | 22.3% | 17.4% |
| Valuation | |||||
| P/E | 8.29 | 8.29 | 5.81 | 4.78 | 6.08 |
| P/B | 1.39 | 1.39 | 1.19 | 1.06 | 1.06 |
| Growth & Yield | |||||
| Revenue Growth | 1.2% | 1.2% | 10.3% | 35.7% | — |
| EPS Growth | — | — | 16.5% | 70.6% | — |
| Dividend Yield | 1.8% | 1.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+37.8%
Start / end P/E
n/dx → n/dx
EPS bridge
13.24 → n/d
Residual
+36.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.