Financial Services / Credit ServicesBSE
$26.26
-0.53 (-1.98%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 9.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$127M
P/E
1313.0x
↑EV/EBITDA
34.1x
↑ROE
2.6%
↓Gross Margin
72.7%
↑Debt/Equity
0.25
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+30.7%
FCF CAGR
—
FCF margin
-95.9%
FCF / Net income
-6.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $17.8M · net income $2.6M · FCF $-17.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $17.8M | $17.8M | $8.3M | $7.7M | $8.0M |
| Net Income | $2.6M | $2.6M | $1.7M | $1.3M | $3.5M |
| EBITDA | $4.4M | $4.4M | $2.6M | $2.0M | $4.3M |
| EPS | 0.53 | 0.53 | 0.35 | 0.27 | 0.71 |
| Gross Margin | 72.7% | 72.7% | 90.8% | 83.3% | 90.2% |
| Operating Margin | 17.0% | 17.0% | 51.5% | 25.7% | 53.1% |
| Net Margin | 14.4% | 14.4% | 20.7% | 17.0% | 43.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.25 | 0.25 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-17.1M | $-17.1M | $2.9M | $-1.0M | $-1.2M |
| Returns | |||||
| ROE | 2.6% | 2.6% | 1.8% | 1.4% | 3.7% |
| Valuation | |||||
| P/E | 1313.00 | 1313.00 | 92.86 | 35.74 | 14.80 |
| EV/EBITDA | 34.09 | 34.09 | 58.53 | 21.51 | 10.95 |
| P/B | 1.28 | 1.28 | 1.62 | 0.49 | 0.54 |
| Growth & Yield | |||||
| Revenue Growth | 114.4% | 114.4% | 7.5% | -3.0% | — |
| EPS Growth | 51.4% | 51.4% | 29.6% | -62.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
63.8%
EPS terminal req.
$2.33
Spread vs growth
-12.4%
5Y implied EPS CAGR
39.7%
EPS terminal req.
$2.82
Spread vs growth
11.7%
10Y implied EPS CAGR
24.0%
EPS terminal req.
$4.54
Spread vs growth
27.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-5.6%
Start / end P/E
79.5x → 49.5x
EPS bridge
0.35 → 0.53
Residual
-19.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.