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BIRLAMONEY.BO$136.40-1.30%
Fair $136.40+0.0%

BIRLAMONEY.BO

Aditya Birla Money Limited

Financial Services / Capital MarketsBSE

$136.40

-1.80 (-1.30%)

Fairly Valued+0.0%Fair Value $136.40Fund rank 18/100 · Data gapFallback financials|
SA 33/D
F-Score: 1/9
High Debt

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 18/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 17/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

33/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 7.00, above the 2.0 threshold
Thesis & Journal · BIRLAMONEY.BOLocal privado en este navegador · Aditya Birla Money Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$7.7B

P/E

13.2x

↑

EV/EBITDA

12.2x

↓

ROE

19.5%

↑

Gross Margin

57.6%

↑

Debt/Equity

7.00

↑
52-Week Range$136
$95$207

TradingView lightweight chart

BIRLAMONEY.BO price, volumen y niveles de valoración

Último $136.40Periodo +1416.0%
Fair value: $136.40

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+19.5%

FCF CAGR

—

FCF margin

-75.9%

FCF / Net income

-5.56x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $4.28B · net income $584.8M · FCF $-3.25B

2023-FY → 2026-FY

Gross margin

57.6%+10.4% pts

Operating margin

50.0%+24.2% pts

Net margin

13.7%+0.1% pts

FCF margin

-75.9%-42.4% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$4.28B$4.28B$4.18B$3.60B$2.51B
Net Income$584.8M$584.8M$741.9M$529.7M$339.0M
EBITDA$2.28B$2.28B$2.37B$1.68B$1.03B
EPS10.3510.3513.139.376.01
Gross Margin57.6%57.6%58.6%50.1%47.2%
Operating Margin50.0%50.0%52.2%34.1%25.8%
Net Margin13.7%13.7%17.8%14.7%13.5%
Balance Sheet
Debt/Equity7.007.006.808.037.45
Current Ratio1.281.28———
Cash Flow
Free Cash Flow$-3.25B$-3.25B$-1.33B$-4.53B$-840.0M
Returns
ROE19.5%19.5%31.4%32.6%31.1%
Valuation
P/E13.1813.1812.0311.968.15
EV/EBITDA12.1912.1910.2611.4710.01
P/B2.572.573.783.892.53
Growth & Yield
Revenue Growth2.5%2.5%15.9%43.6%—
EPS Growth-21.2%-21.2%40.1%55.9%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

5.4%

razonable

EPS terminal req.

$12.10

Spread vs growth

-26.5%

5Y implied EPS CAGR

7.2%

razonable

EPS terminal req.

$14.64

Spread vs growth

-28.4%

10Y implied EPS CAGR

8.6%

razonable

EPS terminal req.

$23.59

Spread vs growth

-29.8%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -13.7%

Total return

-13.7%

Start / end P/E

12.0x → 13.2x

EPS bridge

13.13 → 10.35

Residual

-2.0%

EPS growth-21.2%
Multiple rerating+9.5%
Dividend+0.0%
Residual / FX / buybacks / cross-term-2.0%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.