Financial Services / Banks - RegionalJakarta
$525.00
+5.00 (+0.96%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 47.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$7.88T
P/E
4.8x
↓EV/EBITDA
N/A
•ROE
11.3%
↑Gross Margin
N/A
•Debt/Equity
0.58
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+14.6%
FCF CAGR
—
FCF margin
-75.9%
FCF / Net income
-4.00x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.13T · net income $1.55T · FCF $-6.18T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8133.54B | $8133.54B | $6411.66B | $5573.23B | $5402.27B |
| Net Income | $1545.52B | $1545.52B | $1281.72B | $1470.11B | $1542.82B |
| EPS | 102.93 | 102.93 | 85.36 | 97.91 | 102.75 |
| Net Margin | 19.0% | 19.0% | 20.0% | 26.4% | 28.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.58 | 0.58 | 0.13 | 0.05 | 0.06 |
| Cash Flow | |||||
| Free Cash Flow | $-6177.01B | $-6177.01B | $-3606.75B | $-9845.90B | $-8994.26B |
| Returns | |||||
| ROE | 11.3% | 11.3% | 10.2% | 12.1% | 13.5% |
| Valuation | |||||
| P/E | 4.82 | 4.82 | 6.44 | 6.64 | 6.86 |
| P/B | 0.58 | 0.58 | 0.66 | 0.80 | 0.92 |
| Growth & Yield | |||||
| Revenue Growth | 26.9% | 26.9% | 15.0% | 3.2% | — |
| EPS Growth | 20.6% | 20.6% | -12.8% | -4.7% | — |
| Dividend Yield | 10.9% | 10.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-23.2%
EPS terminal req.
$46.59
Spread vs growth
43.8%
5Y implied EPS CAGR
-11.3%
EPS terminal req.
$56.37
Spread vs growth
31.9%
10Y implied EPS CAGR
-1.2%
EPS terminal req.
$90.78
Spread vs growth
21.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+6.3%
Start / end P/E
6.4x → 5.1x
EPS bridge
85.36 → 102.93
Residual
-4.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.