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BKSW.JK$54.00+0.00%
Fair $54.00+0.0%

BKSW.JK

PT Bank QNB Indonesia Tbk

Financial Services / Banks - RegionalJakarta

$54.00

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $54.00Fund rank 30/100 · Data gapFallback financials|
SA 13/F
F-Score: 1/9
Declining RevenueLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 30/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 21/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

13/100

F

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years ROE is -1.0%, below the 5% threshold
Thesis & Journal · BKSW.JKLocal privado en este navegador · PT Bank QNB Indonesia Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.90T

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-1.0%

↓

Gross Margin

N/A

•

Debt/Equity

0.02

↓
52-Week Range$54
$53$81

TradingView lightweight chart

BKSW.JK price, volumen y niveles de valoración

Último $54.00Periodo -35.0%
Fair value: $54.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-15.8%

FCF CAGR

—

FCF margin

-123.1%

FCF / Net income

11.02x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $432.57B · net income $-48.32B · FCF $-532.37B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

-11.2%+44.2% pts

FCF margin

-123.1%+146.0% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$432.57B$432.57B$544.14B$728.77B$724.07B
Net Income$-48.32B$-48.32B$55.64B$69.25B$-400.73B
EPS——1.582.50-24.28
Net Margin-11.2%-11.2%10.2%9.5%-55.3%
Balance Sheet
Debt/Equity0.020.020.020.020.24
Cash Flow
Free Cash Flow$-532.37B$-532.37B$1472.01B$587.39B$-1948.18B
Returns
ROE-1.0%-1.0%1.2%1.5%-8.6%
Valuation
P/E——46.2032.80—
P/B0.400.400.540.510.35
Growth & Yield
Revenue Growth-20.5%-20.5%-25.3%0.6%—
EPS Growth——-36.8%110.3%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -10.0%

Total return

-10.0%

Start / end P/E

n/dx → n/dx

EPS bridge

1.58 → n/d

Residual

-10.0%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-10.0%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.