Financial Services / Banks - RegionalOTC Markets OTCID
$700.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 24.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$175M
P/E
5.4x
↓EV/EBITDA
N/A
•ROE
9.1%
↑Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+28.9%
FCF CAGR
-14.0%
FCF margin
36.8%
FCF / Net income
0.57x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $50.0M · net income $32.6M · FCF $18.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $50.0M | $50.0M | $34.1M | $32.6M | $23.4M |
| Net Income | $32.6M | $32.6M | $20.0M | $18.9M | $11.6M |
| EPS | — | — | 80.00 | 75.00 | 46.00 |
| Net Margin | 65.1% | 65.1% | 58.7% | 57.9% | 49.7% |
| Cash Flow | |||||
| Free Cash Flow | $18.4M | $18.4M | $18.9M | $26.1M | $29.0M |
| Returns | |||||
| ROE | 9.1% | 9.1% | 6.0% | 6.0% | 3.8% |
| Valuation | |||||
| P/E | 5.39 | 5.39 | 6.76 | 6.00 | 8.85 |
| P/B | 0.49 | 0.49 | 0.41 | 0.36 | 0.34 |
| Growth & Yield | |||||
| Revenue Growth | 46.8% | 46.8% | 4.6% | 39.4% | — |
| EPS Growth | — | — | 6.7% | 63.0% | — |
| Dividend Yield | 2.8% | 2.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+42.8%
Start / end P/E
n/dx → n/dx
EPS bridge
80.00 → n/d
Residual
+40.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.