Financial Services / Banks - DiversifiedNYSE
$162.84
+0.83 (+0.51%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 37.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
43/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$114.1B
P/E
17.3x
↑EV/EBITDA
N/A
•ROE
9.9%
↑Gross Margin
N/A
•Debt/Equity
3.18
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+11.2%
FCF CAGR
+34.4%
FCF margin
23.6%
FCF / Net income
0.98x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $36.10B · net income $8.71B · FCF $8.51B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $36.10B | $36.10B | $32.04B | $31.11B | $26.26B |
| Net Income | $8.71B | $8.71B | $7.32B | $4.42B | $13.54B |
| EPS | 11.44 | 11.44 | 9.51 | 5.76 | 19.99 |
| Net Margin | 24.1% | 24.1% | 22.8% | 14.2% | 51.6% |
| Balance Sheet | |||||
| Debt/Equity | 3.18 | 3.18 | 3.16 | 3.27 | 3.13 |
| Cash Flow | |||||
| Free Cash Flow | $8.51B | $8.51B | $25.14B | $7.91B | $3.51B |
| Returns | |||||
| ROE | 9.9% | 9.9% | 8.7% | 5.8% | 19.1% |
| Valuation | |||||
| P/E | 17.32 | 17.32 | 9.77 | 13.90 | 4.71 |
| P/B | 1.34 | 1.34 | 0.80 | 0.75 | 0.88 |
| Growth & Yield | |||||
| Revenue Growth | 12.7% | 12.7% | 3.0% | 18.5% | — |
| EPS Growth | 20.3% | 20.3% | 65.1% | -71.2% | — |
| Dividend Yield | 3.1% | 3.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
8.1%
EPS terminal req.
$14.45
Spread vs growth
12.2%
5Y implied EPS CAGR
8.9%
EPS terminal req.
$17.48
Spread vs growth
11.4%
10Y implied EPS CAGR
9.4%
EPS terminal req.
$28.16
Spread vs growth
10.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+54.8%
Start / end P/E
11.3x → 14.2x
EPS bridge
9.51 → 11.44
Residual
+5.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.