Financial Services / Banks - RegionalJakarta
$195.00
+2.00 (+1.04%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 20.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$14.86T
P/E
9.4x
↓EV/EBITDA
N/A
•ROE
5.1%
↓Gross Margin
N/A
•Debt/Equity
0.57
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+1.8%
FCF CAGR
—
FCF margin
19.0%
FCF / Net income
1.07x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $9.34T · net income $1.66T · FCF $1.77T
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $9338.39B | $9338.39B | $8851.12B | $9167.80B | $8843.24B |
| Net Income | $1657.37B | $1657.37B | $1115.96B | $1743.41B | $1471.07B |
| EPS | — | — | 14.64 | 22.87 | 19.30 |
| Net Margin | 17.7% | 17.7% | 12.6% | 19.0% | 16.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.57 | 0.57 | 0.61 | 0.42 | 0.55 |
| Cash Flow | |||||
| Free Cash Flow | $1773.24B | $1773.24B | $-7880.28B | $4594.87B | $-13105.06B |
| Returns | |||||
| ROE | 5.1% | 5.1% | 3.6% | 5.8% | 5.1% |
| Valuation | |||||
| P/E | 9.40 | 9.40 | 14.21 | 10.84 | 11.50 |
| P/B | 0.46 | 0.46 | 0.52 | 0.62 | 0.58 |
| Growth & Yield | |||||
| Revenue Growth | 5.5% | 5.5% | -3.5% | 3.7% | — |
| EPS Growth | — | — | -36.0% | 18.5% | — |
| Dividend Yield | 3.9% | 3.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+0.5%
Start / end P/E
n/dx → n/dx
EPS bridge
14.64 → n/d
Residual
-3.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.