Financial Services / Banks - RegionalBuenos Aires
$2195.00
+20.00 (+0.92%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 53.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.58T
P/E
14.5x
↑EV/EBITDA
N/A
•ROE
6.6%
↑Gross Margin
N/A
•Debt/Equity
0.46
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+31.6%
FCF CAGR
—
FCF margin
41.1%
FCF / Net income
4.95x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.32T · net income $109.11B · FCF $540.50B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1315.05B | $1315.05B | $2118.45B | $1966.29B | $576.38B |
| Net Income | $109.11B | $109.11B | $271.78B | $183.61B | $57.80B |
| EPS | 151.72 | 151.72 | 377.92 | 255.31 | 80.37 |
| Net Margin | 8.3% | 8.3% | 12.8% | 9.3% | 10.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.46 | 0.46 | 0.04 | 0.09 | 0.13 |
| Cash Flow | |||||
| Free Cash Flow | $540.50B | $540.50B | $605.76B | $128.76B | $-7.42B |
| Returns | |||||
| ROE | 6.6% | 6.6% | 15.8% | 14.9% | 11.5% |
| Valuation | |||||
| P/E | 14.46 | 14.46 | 7.99 | 2.37 | 1.74 |
| P/B | 0.95 | 0.95 | 1.26 | 0.35 | 0.20 |
| Growth & Yield | |||||
| Revenue Growth | -37.9% | -37.9% | 7.7% | 241.1% | — |
| EPS Growth | -59.9% | -59.9% | 48.0% | 217.7% | — |
| Dividend Yield | 15.0% | 15.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
8.7%
EPS terminal req.
$194.77
Spread vs growth
-68.5%
5Y implied EPS CAGR
9.2%
EPS terminal req.
$235.67
Spread vs growth
-69.1%
10Y implied EPS CAGR
9.6%
EPS terminal req.
$379.55
Spread vs growth
-69.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+5.9%
Start / end P/E
6.4x → 14.5x
EPS bridge
377.92 → 151.72
Residual
-75.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.