Financial Services / Insurance - DiversifiedFrankfurt
$600500.00
-2500.00 (-0.41%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$863.5B
P/E
13.9x
↑EV/EBITDA
N/A
•ROE
9.3%
↑Gross Margin
N/A
•Debt/Equity
0.18
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+20.6%
FCF CAGR
+4.6%
FCF margin
6.1%
FCF / Net income
0.37x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $410.52B · net income $66.97B · FCF $25.04B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $410.52B | $410.52B | $424.23B | $439.34B | $234.12B |
| Net Income | $66.97B | $66.97B | $89.00B | $96.22B | $-22.76B |
| EPS | 46563.00 | 46563.00 | 61900.00 | 66412.00 | -15494.00 |
| Net Margin | 16.3% | 16.3% | 21.0% | 21.9% | -9.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.18 | 0.18 | 0.19 | 0.23 | 0.26 |
| Current Ratio | 2.88 | 2.88 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $25.04B | $25.04B | $11.62B | $29.79B | $21.89B |
| Returns | |||||
| ROE | 9.3% | 9.3% | 13.7% | 17.1% | -4.8% |
| Valuation | |||||
| P/E | 13.89 | 13.89 | 10.57 | 7.60 | — |
| P/B | 1.20 | 1.20 | 1.45 | 1.30 | 1.38 |
| Growth & Yield | |||||
| Revenue Growth | -3.2% | -3.2% | -3.4% | 87.7% | — |
| EPS Growth | -24.8% | -24.8% | -6.8% | 528.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
4.6%
EPS terminal req.
$53284.37
Spread vs growth
-29.4%
5Y implied EPS CAGR
6.7%
EPS terminal req.
$64474.08
Spread vs growth
-31.5%
10Y implied EPS CAGR
8.4%
EPS terminal req.
$103836.16
Spread vs growth
-33.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-7.0%
Start / end P/E
10.4x → 12.9x
EPS bridge
61900.00 → 46563.00
Residual
-5.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.