Financial Services / Banks - RegionalSwiss
$93.00
-0.30 (-0.32%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 16.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
19/100
F
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$474M
P/E
21.2x
↑EV/EBITDA
N/A
•ROE
4.4%
↓Gross Margin
N/A
•Debt/Equity
2.49
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
—
FCF CAGR
—
FCF margin
—
FCF / Net income
—
Latest source
Provider fallback
Margin decomposition
Último año: revenue — · net income $202.8M · FCF —
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | — | — | — | — | $594.0M |
| Net Income | $202.8M | $202.8M | $186.3M | $169.4M | $139.7M |
| EPS | 4.38 | 4.38 | 4.03 | 3.66 | 3.02 |
| Net Margin | — | — | — | — | 23.5% |
| Balance Sheet | |||||
| Debt/Equity | 2.49 | 2.49 | 2.52 | 2.53 | 2.49 |
| Cash Flow | |||||
| Free Cash Flow | — | — | $114.6M | $-1.61B | $1.39B |
| Returns | |||||
| ROE | 4.4% | 4.4% | 4.1% | 3.9% | 3.3% |
| Valuation | |||||
| P/E | 21.23 | 21.23 | 17.62 | 17.60 | 20.99 |
| P/B | 0.92 | 0.92 | 0.72 | 0.68 | 0.70 |
| Growth & Yield | |||||
| EPS Growth | 8.7% | 8.7% | 10.1% | 21.2% | — |
| Dividend Yield | 3.8% | 3.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
23.5%
EPS terminal req.
$8.25
Spread vs growth
-14.8%
5Y implied EPS CAGR
17.9%
EPS terminal req.
$9.99
Spread vs growth
-9.2%
10Y implied EPS CAGR
13.9%
EPS terminal req.
$16.08
Spread vs growth
-5.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+25.8%
Start / end P/E
19.1x → 21.4x
EPS bridge
4.03 → 4.38
Residual
+1.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.