Financial Services / Banks - RegionalNasdaqGM
$52.36
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 53.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$417M
P/E
N/A
•EV/EBITDA
N/A
•ROE
11.7%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2012–2025 · 13 años de histórico normalizado
Revenue CAGR
-15.3%
FCF CAGR
—
FCF margin
960.0%
FCF / Net income
0.77x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.8M · net income $35.2M · FCF $27.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||
| Revenue | $2.8M | $2.8M | $2.0M | $1.6M | $1.1M | $872000.00 | $788000.00 | $1.0M | $1.1M | $71.2M | $61.0M | $50.8M | $35.6M | $28.1M | $24.4M |
| Net Income | $35.2M | $35.2M | $9.8M | $36.7M | $37.4M | $26.6M | $5.9M | $18.2M | $17.4M | $13.8M | $12.3M | $9.0M | $4.6M | $5.2M | $1.2M |
| EPS | 4.45 | 4.45 | 1.23 | 4.67 | 4.79 | 3.36 | 0.75 | 2.31 | 2.21 | 1.78 | 1.62 | 1.21 | 0.78 | 1.44 | 0.38 |
| Net Margin | 1245.5% | 1245.5% | 497.7% | 2250.6% | 3491.5% | 3048.9% | 749.2% | 1780.6% | 1599.4% | 19.4% | 20.2% | 17.8% | 12.8% | 18.4% | 5.0% |
| Cash Flow | |||||||||||||||
| Free Cash Flow | $27.1M | $27.1M | $29.3M | $29.9M | $77.7M | — | — | $6.0M | $16.6M | $18.7M | $9.0M | — | — | — | — |
| Returns | |||||||||||||||
| ROE | 11.7% | 11.7% | 3.6% | 13.8% | 15.7% | 13.2% | 3.3% | 10.0% | 10.0% | 8.6% | 8.5% | 6.9% | 3.5% | 7.4% | 2.4% |
| Growth & Yield | |||||||||||||||
| Revenue Growth | 44.0% | 44.0% | 20.5% | 52.0% | 22.9% | 10.7% | -23.0% | -6.1% | -98.5% | 16.7% | 20.2% | 42.6% | 26.7% | 15.1% | — |
| EPS Growth | 261.8% | 261.8% | -73.7% | -2.5% | 42.6% | 348.0% | -67.5% | 4.5% | 24.2% | 9.9% | 33.9% | 55.1% | -45.8% | 278.9% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
1.4%
EPS terminal req.
$4.65
Spread vs growth
260.3%
5Y implied EPS CAGR
4.8%
EPS terminal req.
$5.62
Spread vs growth
257.0%
10Y implied EPS CAGR
7.4%
EPS terminal req.
$9.05
Spread vs growth
254.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.