Financial Services / Banks - RegionalNasdaqCM
$9.59
-0.01 (-0.10%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 3.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$89M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-9.4%
↓Gross Margin
N/A
•Debt/Equity
0.27
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+1.0%
FCF CAGR
—
FCF margin
-0.5%
FCF / Net income
0.01x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $34.9M · net income $-24.8M · FCF $-184000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $34.9M | $34.9M | $33.3M | $34.8M | $34.1M | $249000.00 | $420000.00 | $491000.00 | $449000.00 | $446000.00 | $15.3M | $15.2M | $15.7M | $16.0M | $19.9M | $25.1M | $30.1M |
| Net Income | $-24.8M | $-24.8M | $1.9M | $4.3M | $5.6M | $-4.0M | $-642000.00 | $-206000.00 | $815000.00 | $1.9M | $3.5M | $9.1M | $2.5M | $-301000.00 | $588000.00 | $-14.3M | $1.9M |
| EPS | -3.23 | -3.23 | 0.04 | 0.49 | 0.64 | -0.56 | -0.16 | -0.08 | 0.24 | 0.56 | 0.96 | 2.48 | 0.88 | -1.04 | -3.04 | -70.48 | 3.52 |
| Net Margin | -71.0% | -71.0% | 5.8% | 12.4% | 16.5% | -1626.5% | -152.9% | -42.0% | 181.5% | 419.1% | 22.8% | 59.9% | 16.1% | -1.9% | 3.0% | -56.8% | 6.4% |
| Balance Sheet | |||||||||||||||||
| Debt/Equity | 0.27 | 0.27 | 0.80 | 1.26 | 0.51 | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | $-184000.00 | $-184000.00 | $-3.1M | $7.4M | $6.0M | $-514000.00 | $-14.0M | $8.5M | $157000.00 | $-10.4M | $770000.00 | — | — | — | $2.9M | $5.7M | $10.7M |
| Returns | |||||||||||||||||
| ROE | -9.4% | -9.4% | 0.7% | 1.5% | 2.0% | -2.9% | -1.3% | -0.4% | 1.7% | 3.9% | 7.6% | 19.7% | 6.8% | -1.2% | 3.3% | -78.0% | 5.8% |
| Valuation | |||||||||||||||||
| P/E | — | — | 179.75 | 14.29 | 12.13 | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 0.31 | 0.31 | 0.23 | 0.22 | 0.24 | — | — | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 4.7% | 4.7% | -4.3% | 2.2% | — | -40.7% | -14.5% | 9.4% | 0.7% | -97.1% | 0.9% | -3.6% | -1.5% | -19.7% | -20.8% | -16.5% | — |
| EPS Growth | -8175.0% | -8175.0% | -91.8% | -23.4% | — | -250.0% | -100.0% | -133.3% | -57.1% | -41.7% | -61.3% | 181.8% | 184.6% | 65.8% | 95.7% | -2102.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+52.2%
Start / end P/E
n/dx → n/dx
EPS bridge
0.04 → -3.23
Residual
+52.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.